Abstract: A method and system for making secure payments are disclosed. A service terminal of a buyer's bank may implement the method for secure payment. The service terminal may receive a request for payment from a buyer, the request including a name of a seller and a payment amount; approve the request for payment; withhold the payment amount; and generate a proof of payment. Further, the service terminal of the buyer's bank may store the proof of payment, an expiration date of the proof of payment; send the proof of payment to the buyer; and receive a withdrawal request from a seller's bank. The withdrawal request includes the name of the seller and the payment amount. Finally, the service terminal of the buyer's bank may release the payment based on the withdrawal request.

Abstract: Method and server system for providing configurable variable revenue sharing in online commerce are disclosed. The method includes: receiving a revenue sharing configuration for each promoter in a promotion chain; receiving a purchase notification for a sale of a respective merchandise established by a respective one of the promoters in the promotion chain; identifying the respective revenue sharing configurations of the respective one of the promoters and all other promoters above the respective one of the promoters in the promotion chain; and distributing payment received for the sale among the respective one of the promoters and all the other promoters above the respective one of the promoters in the promotion chain.