Patents by Inventor Qiaochu Tang

Qiaochu Tang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210342918
    Abstract: Systems and methods are disclosed for providing purchase recommendations. According to some examples, a method may include: determining respective frequency distributions of a plurality of vehicle attributes, the frequency distributions being determined based on occurrences of values of the plurality of vehicle attributes in a set of vehicles; selecting a vehicle attribute from the plurality of vehicle attributes based on the frequency distributions of the plurality of vehicle attributes; transmitting, to a user device, an inquiry for user preference regarding the selected vehicle attribute; receiving, from the user device, a response indicating the user preference; and presenting, to the user device, a recommendation of one or more vehicles determined based on the received response.
    Type: Application
    Filed: July 19, 2021
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Micah PRICE, Qiaochu TANG, Jason HOOVER, Avid GHAMSARI, Geoffrey DAGLEY
  • Patent number: 11164246
    Abstract: A computer-implemented method for providing personalized purchasing information to a user may include: obtaining first identification data of the user from a first engine; verifying a registration status of the user based on the first identification data; obtaining second identification data of the user from a second engine based on the registration status of the user; comparing the first identification data of the user and the second identification data of the user; initiating a real-time credit monitoring session based on the comparison between the first identification data of the user and the second identification data of the user; generating the personalized purchasing information of the user based on the real-time credit score of the user; and demonstrating the personalized purchasing information on a display of a device associated with the user.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: November 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Avid Ghamsari, Staevan Duckworth, Geoffrey Dagley, Micah Price, Qiaochu Tang
  • Patent number: 11165561
    Abstract: A device may determine a price of a product based on first information concerning attributes of the product, and provide the price for display by a user device. The device may generate first hash values based on the first information, where a particular first hash value is associated with a particular attribute, and generate a first bit-string that includes the plurality of first hash values. The device may generate second hash values based on second information concerning the attributes of the product, where a particular second hash value is associated with the particular attribute. The device may generate a second bit-string that includes the second hash values, and determine a change to the particular attribute based on the first bit-string and the second bit-string. The device may determine a new price of the product based on the change, and provide the new price for display by the user device.
    Type: Grant
    Filed: August 15, 2019
    Date of Patent: November 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Micah Price, Stephen Wylie, Geoffrey Dagley, Jason Hoover
  • Patent number: 11157972
    Abstract: A device receives image data of a contractual document that includes an offer including terms of a proposed transaction, converts the image data to text data that identifies text within the contractual document, and receives preferences information for a recipient of the offer. The device identifies key terms within the contractual document by using term identification to analyze the text. The key terms may include a first key term that identifies subject matter of the proposed transaction and other key terms that are part of the offer. The device determines term scores that correspond to likelihoods of the other key terms being favorable to the recipient by using a data model to analyze the key terms and the preferences information. The device, based on the term scores, generates and provides another device with a recommendation to be used in determining whether the accept the offer.
    Type: Grant
    Filed: January 10, 2019
    Date of Patent: October 26, 2021
    Assignee: Capital One Services, LLC
    Inventors: Olalekan Awoyemi, Jason Hoover, Staevan Duckworth, Geoffrey Dagley, Stephen Wylie, Qiaochu Tang, Micah Price
  • Patent number: 11157928
    Abstract: A computer-implemented method for using a machine-learning trained predictive engine to predict failures includes receiving electronic prior transaction data corresponding to a plurality of prior successful transactions and a plurality of prior unsuccessful transactions, and training a machine learning predictive engine based on the plurality of prior successful transactions and the plurality of prior unsuccessful transactions. Electronic transaction data may be received, the electronic transaction data being associated with a user, an item, and candidate transaction terms, the electronic transaction data being associated with a candidate transaction. The machine learning predictive engine may determine a likelihood of success of the candidate transaction based on the electronic transaction data, and display the likelihood of success of the candidate transaction.
    Type: Grant
    Filed: October 22, 2019
    Date of Patent: October 26, 2021
    Assignee: Capital One Services, LLC
    Inventors: Geoffrey Dagley, Stephen Anderson, Stephen Wylie, Qiaochu Tang, Micah Price, Jason Hoover, Kristen Przano
  • Publication number: 20210326957
    Abstract: According to certain aspects of the disclosure, a computer-implemented method may be used for regulating vehicle stock. The method may include receiving one or more queries indicative of one or more characteristics of a vehicle for purchase by a user and determining based on the one or more queries indicative of the one or more characteristics of the vehicle, at least one vehicle available for purchase at a location of a merchant. The method may also include determining a quantity of the at least one vehicle purchased and assigning a value to the at least one vehicle based on the quantity of the at least one vehicle purchased and a quantity of received queries about the vehicle. The method may also include transmitting the value to the user, with a recommendation regarding the at least one vehicle available for purchase based on the value.
    Type: Application
    Filed: April 20, 2020
    Publication date: October 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Jason HOOVER, Avid GHAMSARI, Qiaochu TANG, Geoffrey DAGLEY, Micah PRICE
  • Publication number: 20210326308
    Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Stephen WYLIE, Qiaochu TANG, Micah PRICE, Geoffrey DAGLEY, Jason HOOVER, Habeeb HOOSHMAND
  • Patent number: 11151628
    Abstract: A device may determine that a user device, associated with a user, and a first object for comparison are within a threshold proximity of one another. The device may communicate with the user device to obtain a comparison profile, associated with the user, based on determining that the user device and the first object are within the threshold proximity of one another. The device may identify, based on the comparison profile, a set of desired attributes. The device may identify, based on the comparison profile, a set of attribute categories to be used to compare the first object and the set of desired attributes. The device may determine a first set of attributes of the first object for the set of attribute categories. The device may present, for display, information that identifies one or more attributes of the first set of attributes or the set of desired attributes.
    Type: Grant
    Filed: March 1, 2019
    Date of Patent: October 19, 2021
    Assignee: Capital One Services, LLC
    Inventors: Stephen Wylie, Staevan Duckworth, Qiaochu Tang, Geoffrey Dagley, Olalekan Awoyemi
  • Patent number: 11145131
    Abstract: A device receives an image including image data of a scale model of a vehicle, and processes the image data, with a model, to identify a make, a model, and a year represented by the scale model. The device determines augmented reality (AR) vehicle information based on the make, the model, and the year represented by the scale model of the vehicle, and provides the AR vehicle information to enable a user device to associate the AR vehicle information with the image of the scale model of the vehicle. The device receives an input associated with the AR vehicle information, and determines updated AR vehicle information based on the input associated with the AR vehicle information. The device provides the updated AR vehicle information to enable the user device to associate the updated augmented reality vehicle information with the image of the scale model of the vehicle.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: October 12, 2021
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Qiaochu Tang, Jason Hoover, Stephen Wylie, Geoffrey Dagley, Kristen Przano
  • Patent number: 11138811
    Abstract: Techniques for providing indirect local geo-positioning using AR markers are disclosed. A first moveable AR marker can be located or found by a computing device. A location of the first moveable AR marker can be known and shared with the computing device. The location of the first moveable AR marker can be based on distance between the first moveable AR marker and a fixed AR marker. A distance to the first moveable AR marker can be determined. Based on the known location of the first moveable AR marker and the distance to the first moveable AR marker from the computing device, an estimate of the location of the computing device can be determined without having line-of-sight (LOS) to the fixed AR marker.
    Type: Grant
    Filed: February 4, 2020
    Date of Patent: October 5, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Micah Price, Geoffrey Dagley, Qiaochu Tang, Jason Hoover, Stephen Wylie
  • Publication number: 20210304295
    Abstract: A device receives, from multiple cameras, streaming video data associated with multiple vehicles and provides the streaming video data to a user device associated with a user. The device receives, from the user device, a request to control a first camera and provides, to the user device, first streaming video data associated with the first camera. The device receives, from the user device, a camera control command for the first camera and causes the first camera to perform an action. The device receives updated first streaming video data from the first camera and provides, to the user device, the updated first streaming video data. The device receives, from the user device, information identifying a first vehicle in the updated first streaming video data and identifies first augmented reality vehicle information associated with the first vehicle. The device provides the first augmented reality vehicle information to the user device.
    Type: Application
    Filed: June 14, 2021
    Publication date: September 30, 2021
    Inventors: Qiaochu TANG, Stephen WYLIE, Geoffrey DAGLEY, Olalekan AWOYEMI, Staevan DUCKWORTH, Jason HOOVER, Micah PRICE
  • Publication number: 20210295243
    Abstract: A valuation platform may receive, from a user device, video data associated with a vehicle, and may receive a vehicle history report of the vehicle based on a vehicle identification number of the vehicle. The valuation platform may receive, from the user device, feature data associated with the vehicle, and may process the video data, the vehicle history report, and the feature data, with a machine learning model, to determine one or more values for the vehicle. The valuation platform may determine a valuation for the vehicle based on the determined one or more values for the vehicle. The valuation platform may create a vehicle profile for the vehicle based on the video data, the vehicle history report, the feature data, the determined one or more values for the vehicle, and the valuation for the vehicle, and may perform one or more actions based on the vehicle profile.
    Type: Application
    Filed: March 23, 2020
    Publication date: September 23, 2021
    Inventors: Qiaochu TANG, Jason HOOVER, Micah PRICE, Geoffrey DAGLEY, Staevan DUCKWORTH, Stewart YOUNGBLOOD
  • Patent number: 11126931
    Abstract: Aspects described herein may provide an interface and/or search functionality for a dealership to determine vehicles a customer is most likely to purchase. A recommender system may generate vehicle recommendations for a dealership to sell to a customer based on customer information, vehicle information, and dealership information. Machine learning may be used to generate the recommendations. The recommendations may be based on the vehicle preferences of a customer.
    Type: Grant
    Filed: May 11, 2020
    Date of Patent: September 21, 2021
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Qiaochu Tang, Geoffrey Dagley, Avid Ghamsari
  • Publication number: 20210256320
    Abstract: An artificial intelligence system for identifying attributes in an image. The system may include a processor in communication with a client device; and a storage medium. The storage medium may store instructions that, when executed, configure the processor to perform operations including: extracting first features; categorizing the first images in a first group or a second group; modifying first metadata associated with each image in the first images to include a binary label; calculating a classification function; classifying a second plurality of images using the classification function; extracting second features from the second images classified in the first group; categorizing the second images in the first group by attribute; calculating an attribute identification function that identifies attributes of the second images; and identifying at least one attribute associated with a client image using the attribute identification function, the client image being received from the client device.
    Type: Application
    Filed: February 26, 2021
    Publication date: August 19, 2021
    Applicant: Capital One Services, LLC
    Inventors: Sunil Subrahmanyam Vasisht, Geoffrey Dagley, Qiaochu Tang, Sean Reddy, Jason Richard Hoover, Stephen Michael Wylie, Micah Price
  • Publication number: 20210248175
    Abstract: Aspects described herein may allow an automated generation of an interactive multimedia content with annotations showing vehicle damage. In one method, a server may receive vehicle-specific identifying information of a vehicle. Image sensors may capture multimedia content showing aspects associated with exterior regions of the vehicle, and may send the multimedia content to the server. For each of the exterior regions of the vehicle, the server may determine, using a trained classification model, instances of damage. Furthermore, the server may generate an interactive multimedia content that shows images with annotations indicating instances of damage. The interactive multimedia content may be displayed via a user interface.
    Type: Application
    Filed: November 5, 2020
    Publication date: August 12, 2021
    Inventors: Avid Ghamsari, Qiaochu Tang, Geoffrey Dagley, Micah Price
  • Publication number: 20210241208
    Abstract: The disclosed embodiments provide methods and systems for identifying and onboarding a vehicle into an inventory. According to one exemplary embodiment, an image is captured of a vehicle. Based on the captured image, attributes of the imaged vehicle are determined. A vehicle onboarding system storing a plurality of vehicle attributes is queried, the query being based on the imaged vehicle, and a matching vehicle from the vehicle onboarding system based on the query is received. The mobile device further transmits the image of the vehicle to a vehicle inventory system with instructions to associate the image with the vehicle attributes of the matching vehicle in the vehicle inventory system. Image analysis is employed to determine vehicle attributes.
    Type: Application
    Filed: January 31, 2020
    Publication date: August 5, 2021
    Applicant: Capital One Services, LLC
    Inventors: Qiaochu TANG, Micah PRICE, Avid GHAMSARI, Jason HOOVER, Geoffrey DAGLEY
  • Patent number: 11080725
    Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: August 3, 2021
    Assignee: Capital One Services, LLC
    Inventors: Geoffrey Dagley, Habeeb Hooshmand, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
  • Publication number: 20210233141
    Abstract: The present disclosure provides systems and methods for creating and updating vehicle listings using crowdsourced images. An exemplary embodiment of the disclosed systems and methods includes at least one processor and at least one non-transitory computer-readable medium containing instructions. The instructions, when executed by the at least one processor, cause the system to perform operations. The operations include communicating with a listing system to create a listing for a vehicle and receiving, from an identification application executing on a mobile device distinct from the listing system, an identifier for the vehicle and an image of the vehicle. The operations further include identifying the listing using the received identifier, determining one or more parameters associated with an image quality for the received image, and updating the listing for the vehicle to include the received image based on the determined one or more parameters for the received image.
    Type: Application
    Filed: July 1, 2020
    Publication date: July 29, 2021
    Applicant: Capital One Services, LLC
    Inventors: AVID GHAMSARI, Staevan DUCKWORTH, Geoffrey DAGLEY, Micah PRICE, Qiaochu TANG
  • Publication number: 20210224968
    Abstract: A device may receive images of an object and information identifying the object, process the images using an artificial intelligence technique to identify parts of the object that are depicted in the images, and receive information identifying a location of damage on the object and information regarding the damage on the object. The device may process the information identifying the location of damage to identify a damaged part of the object, identify images depicting the damaged part, and identify, in the images, a location of the damaged part. The device may generate a first content item for display at the location of the damaged part in the images and generate a second content item for display with the images based on user interaction with the first content item, where the second content item includes information based on the information regarding the damage on the object.
    Type: Application
    Filed: April 2, 2021
    Publication date: July 22, 2021
    Inventors: Micah PRICE, Geoffrey DAGLEY, Avid GHAMSARI, Qiaochu TANG, Staevan DUCKWORTH
  • Patent number: 11068961
    Abstract: Systems and methods are disclosed for providing purchase recommendations. According to some examples, a method may include: determining respective frequency distributions of a plurality of vehicle attributes, the frequency distributions being determined based on occurrences of values of the plurality of vehicle attributes in a set of vehicles; selecting a vehicle attribute from the plurality of vehicle attributes based on the frequency distributions of the plurality of vehicle attributes; transmitting, to a user device, an inquiry for user preference regarding the selected vehicle attribute; receiving, from the user device, a response indicating the user preference; and presenting, to the user device, a recommendation of one or more vehicles determined based on the received response.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: July 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Qiaochu Tang, Jason Hoover, Avid Ghamsari, Geoffrey Dagley