Patents by Inventor Quentin Smith

Quentin Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7904362
    Abstract: A person has expenses to be paid according to a financial plan which identifies liquidating procedures for liquidating investments to generate funds for the person, where the funds are for paying the expenses. To implement the financial plan for the person, the financial plan is received at a plan defining module which produces based thereon a formatted list of sequentially applied liquidation rules. A plan implementation module is actuated upon a triggering event, after which the formatted list of rules is received at the actuated plan implementation module. The actuated plan implementation module applies the received list of rules to liquidate investments of the person and thereby generate the funds for the person.
    Type: Grant
    Filed: November 6, 2007
    Date of Patent: March 8, 2011
    Assignee: United Services Automobile Association
    Inventor: Arthur Quentin Smith
  • Patent number: 7890403
    Abstract: A method and mechanism that protect a person with a property interest in a piece of real property against a loss of expected future market value of the real property. A policyholder may first select an expected future market value for the real property and a time period in which the expected future market value is to be attained (e.g., 10 years). An insurer may model relevant conditions, factors and events that effect property values over time for a particular geographic region. A premium may be determined based on the selected expected future market value and the determination of expected future market value made by the insurer. Upon a conveyance of the real property at the time period or window specified, a loss may be determined if the fair market value of the real property is less than the selected expected future market value.
    Type: Grant
    Filed: June 11, 2009
    Date of Patent: February 15, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventors: Arthur Quentin Smith, Bradly Jay Billman
  • Patent number: 7885879
    Abstract: To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
    Type: Grant
    Filed: August 15, 2008
    Date of Patent: February 8, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventor: Arthur Quentin Smith
  • Patent number: 7870049
    Abstract: To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
    Type: Grant
    Filed: August 15, 2008
    Date of Patent: January 11, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventor: Arthur Quentin Smith
  • Patent number: 7844478
    Abstract: To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
    Type: Grant
    Filed: August 15, 2008
    Date of Patent: November 30, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventor: Arthur Quentin Smith
  • Patent number: 7809591
    Abstract: To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
    Type: Grant
    Filed: August 15, 2008
    Date of Patent: October 5, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventor: Arthur Quentin Smith
  • Patent number: 5818142
    Abstract: A series motor armature support assembly comprises a bearing receiving member (60), a pair of legs (62, 64) extending from the bearing receiving member (60), and a brush holding assembly receiving member (66, 68) coupled with each leg. The brush holding assembly receiving member (66, 68) includes a ledge (110, 110') coupled with a leg (62, 64), a stop (114, 114') coupled with the ledge (110, 110'), and a support (122, 122') extending from the bearing receiving member (60) towards the ledge (110, 110'). A securing member (70, 72) is coupled with the legs and secures the support to a stator (34), which is secured to a base (32). A brush holding assembly (80) is received in the brush holding member (66, 68). The brush holding assembly (80) includes a brush receiving member (160), a terminal connector (162) coupled with the brush receiving member (160), and a biasing retention member (164) coupled with the brush receiving member (160).
    Type: Grant
    Filed: July 27, 1995
    Date of Patent: October 6, 1998
    Assignee: Black & Decker Inc.
    Inventors: Calvin Michael Edleblute, Robert Anthony Meloni, Roger Quentin Smith, Hung The Du, Deborah Lynn Messmer