Abstract: A method of saving for a time delayed purchase includes establishing a savings account through a website provided by a third party service provider. The savings account establishes the savings goal, the time frame, the recommended contribution, and the savings category and/or category of retailer(s). Once established, a customer designates the account as public or private. For a private account, funds are transferred from the customer's financial institution based upon approved parameters. For a public account, a notification is sent to potential third party contributors who make a gift to the public account that is held by the service provider. The customer is given the option of accepting the gift, whereby funds are transferred from the service provider to the public account.

Abstract: A seat system for a vehicle and method of manufacturing the same including a seat foam pad having a headrest portion and a backrest portion. A structural support member is included that is formed of a foam material that is at least partially enclosed by the headrest portion and the backrest portion. The seat system also includes a seat frame having the seat foam pad and the structural support member adjacent thereto, wherein the seat foam pad and the structural support member enable the seat system to meet a predetermined structural requirement.

Abstract: A method of saving for a time delayed purchase includes establishing a savings account through a website provided by a third party service provider. The savings account establishes the savings goal, the time frame, the recommended contribution, and the savings category and/or category of retailer(s). Once established, a customer designates the account as public or private. For a private account, funds are transferred from the customer's financial institution based upon approved parameters. For a public account, a notification is sent to potential third party contributors who make a gift to the public account that is held by the service provider. The customer is given the option of accepting the gift, whereby funds are transferred from the service provider to the public account.

Abstract: A stowable seat assembly is provided for use with a vehicle having a floor and a recess formed therein. The assembly includes a seat and a pivot tube adapted to be secured to the vehicle floor, with the seat being operatively pivotal about the pivot tube between a first, collapsed position and a second, stowed position with the seat being at least partially stowed within the vehicle recess. The seat passes through a third, upright position intermediate the first and second positions as the seat is pivoted between the first and second positions. The assembly further includes a torsion rod mounted on the pivot tube and free to twist, with the torsion rod being operatively coupled to the seat during pivoting of the seat toward and away from the third, upright position.

Abstract: A seat assembly for use with a vehicle having a vehicle body includes a seat bottom that is configured to be pivotably mounted to the vehicle body, a seat back pivotally connected to the seat bottom, a seat back latch associated with the seat back for inhibiting movement of the seat back with respect to the seat bottom, and an automatic stow arrangement for moving the seat bottom and seat back from a use position to a stowed position. The stow arrangement is associated with the seat back latch and is configured to release the seat back latch to allow the seat back to pivot in a first direction toward the seat bottom. The stow arrangement is further configured to pivot the seat bottom and seat back in a second direction opposite the first direction to the stowed position.

Abstract: A transcutaneous electrode is disclosed having a sheet electrode of an electrically-conductive material with an electrically conductive layer affixed to a major portion of the lower surface thereof. A pad of electrically-conductive gel is applied to the lower surface of the sheet electrode over the electrically-conductive layer. An electrical conductor having an unsheathed end portion is secured to the upper surface of the sheet electrode by an electrically-conductive adhesive. A high dielectric cover overlays the end out portion of the electrical conductor, and is secured to the sheet electrode by the conductive adhesive. A method for making the electrode is also disclosed.

Abstract: A transcutaneous electrode is disclosed having a sheet electrode of an electrically-conductive material with an electrically conductive layer affixed to a major portion of the lower surface thereof. A pad of electrically-conductive gel is applied to the lower surface of the sheet electrode over the electrically-conductive layer. An electrical conductor having an unsheathed end portion is secured to the upper surface of the sheet electrode by an electrically-conductive adhesive. A high dielectric cover overlays the end out portion of the electrical conductor, and is secured to the sheet electrode by the conductive adhesive. A method for making the electrode is also disclosed.