Patents by Inventor Rachel S. Beck

Rachel S. Beck has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR MANAGING GIFT CARDS
    Publication number: 20150248669
    Abstract: A system for linking a gift card with a financial account of a financial service provider may include one or more memory devices storing instructions and one or more processors configured to receive gift card data including a credit balance of a gift card associated with a user. The processor may be configured to determine a financial account of the user with the financial service provider and associate the gift card data with the financial account of the user. Additionally, the processor may be configured to receive transaction data for a purchase transaction of the user at a merchant. The transaction data may include an identifier of the financial account of the user. Based on the identifier of the financial account of the user, the processor may be further configured to apply at least a portion of the credit balance of the gift card to the purchase transaction.
    Type: Application
    Filed: February 27, 2015
    Publication date: September 3, 2015
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Kelly M. Kornman, Rachel S. Beck, Heather H. Marcel, Emily K. DeLyser, Chad E. Kendall