Patents by Inventor Radha Krishna Thakkalapally

Radha Krishna Thakkalapally has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • COMPUTER TRANSACTION SECURITY WITH DELEGATED DECISIONS
    Publication number: 20230306385
    Abstract: A method for authenticating e-commerce transactions involves receiving, from a payment network computer, a first authentication request message to authenticate a transaction associated with a payment account, the first authentication request message being initiated by an issuer domain computer not implementing a 3-D Secure authorization protocol, determining that the issuer domain computer has configured, at the access control server computer, a decision function of a second portion of the 3-D Secure authorization protocol and in response thereto, transmitting, to the issuer domain computer, a decision request message and information associated with the transaction, the decision request message requesting the issuer domain computer to determine an action for authenticating the transaction based on the information associated with the transaction and one or more programmatic rules of the issuer domain computer, the transmitting occurring in lieu of the access control server computer executing the decision funct
    Type: Application
    Filed: May 30, 2023
    Publication date: September 28, 2023
    Inventors: Ritesh GADEWAR, Hariharan VENKATACHALAM, Radha Krishna THAKKALAPALLY, Tory HEBERT
  • Computer transaction security with delegated decisions
    Patent number: 11704632
    Abstract: A method for authenticating e-commerce transactions involves receiving, from a payment network computer, a first authentication request message to authenticate a transaction associated with a payment account, the first authentication request message being initiated by an issuer domain computer not implementing a 3-D Secure authorization protocol, determining that the issuer domain computer has configured, at the access control server computer, a decision function of a second portion of the 3-D Secure authorization protocol and in response thereto, transmitting, to the issuer domain computer, a decision request message and information associated with the transaction, the decision request message requesting the issuer domain computer to determine an action for authenticating the transaction based on the information associated with the transaction and one or more programmatic rules of the issuer domain computer, the transmitting occurring in lieu of the access control server computer executing the decision funct
    Type: Grant
    Filed: December 17, 2020
    Date of Patent: July 18, 2023
    Assignee: Marqeta, Inc.
    Inventors: Ritesh Gadewar, Hariharan Venkatachalam, Radha Krishna Thakkalapally, Tory Hebert
  • COMPUTER TRANSACTION SECURITY WITH DELEGATED DECISIONS
    Publication number: 20220198408
    Abstract: A method for authenticating e-commerce transactions involves receiving, from a payment network computer, a first authentication request message to authenticate a transaction associated with a payment account, the first authentication request message being initiated by an issuer domain computer not implementing a 3-D Secure authorization protocol, determining that the issuer domain computer has configured, at the access control server computer, a decision function of a second portion of the 3-D Secure authorization protocol and in response thereto, transmitting, to the issuer domain computer, a decision request message and information associated with the transaction, the decision request message requesting the issuer domain computer to determine an action for authenticating the transaction based on the information associated with the transaction and one or more programmatic rules of the issuer domain computer, the transmitting occurring in lieu of the access control server computer executing the decision funct
    Type: Application
    Filed: December 17, 2020
    Publication date: June 23, 2022
    Inventors: Ritesh Gadewar, Hariharan Venkatachalam, Radha Krishna Thakkalapally, Tory Hebert