Patents by Inventor Rafael A. Eugenio

Rafael A. Eugenio has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method for performing a digital cash transaction
    Patent number: 8275714
    Abstract: A method for performing a digital monetary transaction between a payer and payee comprising the steps of receiving a digital-cash value requested to be withdrawn from an account of a payer; generating a digital-cash code that is associated with the requested digital-cash value and communicating the digital-cash code to the payer; receiving the digital-cash value and the digital-cash code from a payee requesting to deposit the amount specified by the digital-cash value; comparing the received digital-cash value and the digital-cash code to confirm an association; and transferring funds of the amount specified by the digital-cash value to the payee. A system including a central digital-cash system and a network interface preferably can preferably operate the method.
    Type: Grant
    Filed: October 5, 2009
    Date of Patent: September 25, 2012
    Inventor: Rafael A. Eugenio
  • METHOD FOR PERFORMING A DIGITAL CASH TRANSACTION
    Publication number: 20100088231
    Abstract: A method for performing a digital monetary transaction between a payer and payee comprising the steps of receiving a digital-cash value requested to be withdrawn from an account of a payer; generating a digital-cash code that is associated with the requested digital-cash value and communicating the digital-cash code to the payer; receiving the digital-cash value and the digital-cash code from a payee requesting to deposit the amount specified by the digital-cash value; comparing the received digital-cash value and the digital-cash code to confirm an association; and transferring funds of the amount specified by the digital-cash value to the payee. A system including a central digital-cash system and a network interface preferably can preferably operate the method.
    Type: Application
    Filed: October 5, 2009
    Publication date: April 8, 2010
    Inventor: Rafael A. Eugenio