Abstract: Systems, computer program products, and methods are described herein for providing a platform for generating published reports using report and worksheet building with position mapping identification. The present invention is configured to establish a reporting and analytics platform for a user interface and receive, from the user interface, a single-selection input referencing a set of system identification values associated with a first set of data in the reporting and analytics platform. The system may then display a plurality of formatting options for the set of system identification values on the user interface. The system can assign a selected formatting option to the system identification values and apply the selected formatting option to the first set of data in the reporting and analytics platform. The selected formatting options can be applied to additional sets of data based on system identification values.

Abstract: Systems, computer program products, and methods are described herein for providing data analysis and processing using identification tagging of information on a graphical user interface. The method includes identifying a data point within a data rendering to a graphical user interface. The method also includes generating a point identification indicator for the given data point within the data rendering to the graphical user interface. The method includes receiving a user input associated with the data point within the data rendering to the graphical user interface. The user input includes a user commentary associated with the data associated with the data point within the data rendering to the graphical user interface. The method further includes associating the user input with the data point using the point identification indicator. The user input is associated with the data point within the data rendering to the graphical user interface via the point identification indicator.

Abstract: Systems, computer program products, and methods are described herein for providing data analysis and processing using graphical user interface position mapping identification is provided. The method includes receiving a plurality of data packets from a plurality of data sources. The data packets contain one or more data metrics associated with an entity. The method also includes causing a rendering of a user interface that presents one or more selectable icons for selecting data to use from the plurality of data packets. The method further includes receiving one or more user selections of the one or more selectable icons. The one or more user selections indicate one or more of the plurality of data sources to use for a generation of a report. The method further includes generating the report based on one of more of the plurality of data packets from the selected data sources of the plurality of data sources.

Abstract: Systems, computer program products, and methods are described herein for providing a platform for generating published reports using report and worksheet building with position mapping identification. The present invention is configured to establish a reporting and analytics platform for a user interface and receive, from the user interface, a single-selection input referencing a set of system identification values associated with a first set of data in the reporting and analytics platform. The system may then display a plurality of formatting options for the set of system identification values on the user interface. The system can assign a selected formatting option to the system identification values and apply the selected formatting option to the first set of data in the reporting and analytics platform. The selected formatting options can be applied to additional sets of data based on system identification values.

Abstract: Provided is a method, performed by an electronic device, of performing an operation based on bending, the method including: sensing bending that deforms a shape of the electronic device; determining a first region, from which the bending is sensed, from among regions of the electronic device; selecting an object indicated by the first region from at least one object displayed on the electronic device; and performing an operation on the selected object.

Abstract: The present disclosure generally relates to systems and methods for processing recurring payment transactions. In various embodiments, the system receives details of the set of recurring payment transactions and stores the details in a recurring transaction details table. The system generates a virtual payment instrument and associates it with the consumer's payment instrument. The system transmits the virtual payment instrument to the consumer. The system then generates a set of payment tokens for the set of recurring transactions and links the tokens to the virtual payment instrument. Each token is associated with a discrete recurring period. The system encodes each token with a sequence of values and stores the tokens in the recurring payment token table. The system receives a recurring transaction request that includes the virtual payment instrument. The system validates the request against a token associated with the recurring period, processes the transaction, and deletes the token.

Abstract: A method of facilitating a transaction with a payment card of a cardholder. The method includes receiving a deceptive PIN comprising a set of characters in which one character is a deceptive character. The deceptive character is different than each of a set of actual characters of an actual PIN of the payment card. The method includes identifying the deceptive character and a position of the deceptive character among the set of characters of the deceptive PIN. The method includes determining a reconstructed PIN by replacing the deceptive character with a corresponding actual character at the position in the deceptive PIN. The actual character is determined based on a predefined mathematical expression and a predefined value for the predefined mathematical expression. The method includes authenticating the reconstructed PIN by matching the reconstructed PIN with the actual PIN. The method further includes facilitating the transaction upon successful authentication.

Abstract: Systems and methods are provided for authenticating a user in connection with a network transaction by the user, based on a biometric combination for the user. One exemplary method includes receiving an authorization request for a network transaction by a user where the authorization request includes biometric data representing at least first and second biometrics of the user. The method also includes converting the biometric data to a personal identification number (PIN) specific to the biometric data, where the first biometric is converted to a first character of the PIN and the second biometric is converted to a second character of the PIN. The method further includes appending the PIN to the authorization request and transmitting the authorization request to an issuer, thereby permitting the issuer to approve or decline the network transaction based, at least in part, on the PIN included in the authorization request.

Abstract: A method for enhancing image quality using an electronic device is provided. The method includes receiving, by the electronic device, an image frame from a network, monitoring, by the electronic device, a network parameter of the network, determining, by the electronic device, a context of the electronic device, identifying, by the electronic device, a visual degradation in the image frame based on the monitored network parameter and the context of the electronic device, and modifying, by the electronic device, a visual quality factor of the image frame based on the visual degradation in the image frame for enhancing the image quality.

Abstract: Embodiments herein provide a method for authenticating wireless devices. The method includes generating, by a first wireless device, first biometric data of a user based on a user input. The method further includes determining, by the first wireless device, at least one standard parameter of a first wireless signal being generated by the first wireless device. The method further includes modifying, based on the first biometric data, the at least one standard parameter of the first wireless signal resulting in a second wireless signal. The method further includes transmitting, by the first wireless device to a second wireless device, the second wireless signal, based on a match between the at least one standard parameter of the second wireless signal and at least one reference parameter of a third wireless signal that has been pre-stored in the second wireless device.

Abstract: A method for facilitating transactions is provided. Various users register their payment modes to avail a payment mode interchange service offered by a server for online purchases. During registration, the users specify corresponding offer amounts in exchange for allowing purchases of other users to be performed by using their payment modes. When an offer on a purchase is not applicable on a payment mode of a first user, the first user is recommended by the server to make the purchase by using a payment mode of a second user on which the offer is applicable. The payment mode of the second user is charged with a purchase amount of the purchase and the offer amount specified by the second user is billed on the payment mode of the first user. The second user receives the offer amount and the first user receives an incentive associated with the offer.

Abstract: Systems and methods for facilitating authentication for payment transactions using pattern-based time bound passwords. More specifically, techniques disclosed herein enable authentication of payment transactions performed by a user at a merchant terminal based on a pre-registered pattern provided by the user within a pre-defined time period limit. The pre-registered pattern drawn in the pre-defined time period is registered as a password for authenticating any payment transaction performed by the user using a payment card which is associated with an account of the user in an issuing bank. If the user provides the pre-registered pattern within the pre-defined time period limit, the payment transaction is authenticated. In another embodiment, such pattern-based time bound password is used as a second level authentication in which first level authentication is performed by a personal identification number.

Abstract: A method, and electronic device for providing human wellness recommendation based on Ultra-Wideband (UWB) based human activity detection are provide. The method include identifying a physical profile of each user present IoT environment, monitoring a current activity of each user in the IoT environment and one or more locations associated with the current activity, tracking an operational state of one or more IoT devices at the one or more locations within the IoT environment, predicting a potential anomalous event by correlating the physical profile of each user with at least one of the current activity of each user, the one or more locations associated with the current activity, a state of environment at the one or more locations associated, and the operational state of the one or more IoT devices, and providing at least one of wellness risk alert and/or wellness solution to at least one user.

Abstract: The disclosure provides a method for receiving a query from a user of the electronic device, wherein the query is one of a voice query, a gesture query and a text query; determining an intermediate response for an augmented query; categorizing, by the electronic device, the intermediate response; selecting at least one other user communicating with the user of the electronic device for the determined category of the intermediate response; determining a perception of the at least one other user based on a profile of the at least one other user and a communication history with the at least one other user; and generating, by the electronic device, a final response for the user of the electronic device based on the perception of at least one other user and the determined intermediate response.

Abstract: A method of storing or searching data files on a plurality of cloud-based storage systems includes detecting an event on the electronic device indicative of storing at least one data file on a cloud-based storage, analyzing the at least one data file in response to detecting the event to extract a plurality of elements, mapping the plurality of elements to one or more rules stored in a memory of the electronic device, selecting at least one cloud-based storage for storing the at least one data file, and storing information corresponding to the at least one data file in the memory upon storing the at least one data file onto the selected at least one cloud-based storage for searching the at least one data file.

Abstract: Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprising at least a merchant transaction amount associated with a purchase entered at a merchant terminal, a PIN of the payment card provided by the customer via a keypad and a customer transaction amount provided by the customer via the keypad. The method includes facilitating verification of facilitating verification of the PIN with a stored PIN. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount. The method further includes facilitating a payment transaction associated with the payment transaction request if the merchant transaction amount conforms to the customer transaction amount.

Abstract: A method and system for crediting a financial account of a user with an amount is provided. The amount is maintained in a lock mode for a set time period in the account. The crediting of the amount is based on a registration request received from the user. The user further provides the amount that the user wants to maintain in the account. Reward points are determined based on transaction history of a transaction card associated with the account and are blocked in the account based on the registration request. The reward points are settled as and when the user performs transactions in the set time period by way of the transaction card. The amount that is equivalent to the reward points is credited in the account of the user when the reward points are settled in the set time period.

Abstract: The present disclosure generally relates to systems and methods for processing recurring payment transactions. In various embodiments, the system receives details of the set of recurring payment transactions and stores the details in a recurring transaction details table. The system generates a virtual payment instrument and associates it with the consumer's payment instrument. The system transmits the virtual payment instrument to the consumer. The system then generates a set of payment tokens for the set of recurring transactions and links the tokens to the virtual payment instrument. Each token is associated with a discrete recurring period. The system encodes each token with a sequence of values and stores the tokens in the recurring payment token table. The system receives a recurring transaction request that includes the virtual payment instrument. The system validates the request against a token associated with the recurring period, processes the transaction, and deletes the token.

Abstract: Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprises a merchant transaction amount associated with a purchase entered at the merchant terminal and a fingerprint tap input provided by the customer on a fingerprint input module, the fingerprint tap input indicative of a customer transaction amount associated with the purchase. The method includes facilitating verification of a fingerprint obtained from the fingerprint tap input of the customer by comparing with stored fingerprint of the customer. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount obtained from the fingerprint tap input.

Abstract: Systems and methods for automatically scoring a call interaction include receiving and recording a call interaction between a customer and an employee of an organization; converting the call interaction into text; scoring the call interaction based on a plurality of parameters associated with what the employee spoke and a plurality of parameters associated with how the employee spoke; generating remarks based on the score of the call interaction; determining performance of the employee based on the score and the remarks of the call interaction; and displaying the score and the remarks of the call interaction on a user device to improve the performance of the employee.