Patents by Inventor Raison CHACKO

Raison CHACKO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for dynamically recommending a personalized payment option to a user
    Patent number: 11449922
    Abstract: A method of providing a personalized payment option for a user includes (a) receiving billing information from a merchant server associated with a merchant, (b) obtaining one or more rules associated with the merchant, (c) obtaining one or more offers associated with one or more payment options associated with the user and a plurality of preferences associated with the user, (d) computing a reward associated with each of the one or more payment options based on the one or more offers, the billing information, the plurality of preferences, and the one or more rules, and (e) providing at least one recommended payment option among the one or more payment options based on the computed reward associated with each of the one or more payment options.
    Type: Grant
    Filed: November 20, 2020
    Date of Patent: September 20, 2022
    Assignee: TOSHIBA TEC KABUSHIKI KAISHA
    Inventor: Raison Chacko
  • SYSTEM AND METHOD FOR DYNAMICALLY RECOMMENDING A PERSONALIZED PAYMENT OPTION TO A USER
    Publication number: 20210295411
    Abstract: A method of providing a personalized payment option for a user includes (a) receiving billing information from a merchant server associated with a merchant, (b) obtaining one or more rules associated with the merchant, (c) obtaining one or more offers associated with one or more payment options associated with the user and a plurality of preferences associated with the user, (d) computing a reward associated with each of the one or more payment options based on the one or more offers, the billing information, the plurality of preferences, and the one or more rules, and (e) providing at least one recommended payment option among the one or more payment options based on the computed reward associated with each of the one or more payment options.
    Type: Application
    Filed: November 20, 2020
    Publication date: September 23, 2021
    Applicant: TOSHIBA TEC KABUSHIKI KAISHA
    Inventor: Raison CHACKO