Patents by Inventor Raj Kumar Choudhary

Raj Kumar Choudhary has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12205088
    Abstract: In an aspect, a computer-implemented method is disclosed.
    Type: Grant
    Filed: June 28, 2022
    Date of Patent: January 21, 2025
    Assignee: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary
  • Publication number: 20220327506
    Abstract: In an aspect, a computer-implemented method is disclosed.
    Type: Application
    Filed: June 28, 2022
    Publication date: October 13, 2022
    Applicant: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary
  • Publication number: 20220294924
    Abstract: In an aspect, a computing system is configured to: send, to a transfer rail server, a request for stored card data associated with a value transfer card; receive stored card data identifying an entity having a stored representation of the value transfer card; provide user interface data to a client device, the user interface data causing the client device to display a user interface that includes an entity listing that is based on the stored card data, the user interface including a selectable option to add an entity-based control to the identified entity; receive, from the client device, an instruction to apply an entity-based control to an identified one of the entities in the stored card data; and in response to receiving the instruction to apply the entity-based control, implement the entity-based control to affect use of the value transfer card by the identified entity and not affect use of the value transfer card by other entities.
    Type: Application
    Filed: May 18, 2022
    Publication date: September 15, 2022
    Applicant: The Toronto-Dominion Bank
    Inventor: Raj Kumar CHOUDHARY
  • Patent number: 11410138
    Abstract: In an aspect, a computing system is configured to: obtain, from a transfer rail server, stored card data, the stored card data identifying one or more entities having a stored representation of a value transfer card; obtain, from the transfer rail server, data indicating a time of last use of the value transfer card by one or more of the identified entities; identify a dormant entity based on the data indicating the time of last use of the value transfer card by the one or more of the identified entities; send, to a client device associated with the value transfer card, a notification providing a prompt to disable the value transfer card for the dormant entity; receive a command; and disable the value transfer card for the dormant entity to prevent further use of the value transfer card by the dormant entity.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: August 9, 2022
    Assignee: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary
  • Patent number: 11367076
    Abstract: In an aspect, a computing system is configured to: send, to a transfer rail server, a request for stored card data associated with a value transfer card; receive stored card data identifying an entity having a stored representation of the value transfer card; provide user interface data to a client device, the user interface data causing the client device to display a user interface that includes an entity listing that is based on the stored card data, the user interface including a selectable option to add an entity-based control to the identified entity; receive, from the client device, an instruction to apply an entity-based control to an identified one of the entities in the stored card data; and in response to receiving the instruction to apply the entity-based control, implement the entity-based control to affect use of the value transfer card by the identified entity and not affect use of the value transfer card by other entities.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: June 21, 2022
    Assignee: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary
  • Publication number: 20200402027
    Abstract: In an aspect, a computing system is configured to: obtain, from a transfer rail server, stored card data, the stored card data identifying one or more entities having a stored representation of a value transfer card; obtain, from the transfer rail server, data indicating a time of last use of the value transfer card by one or more of the identified entities; identify a dormant entity based on the data indicating the time of last use of the value transfer card by the one or more of the identified entities; send, to a client device associated with the value transfer card, a notification providing a prompt to disable the value transfer card for the dormant entity; receive a command; and disable the value transfer card for the dormant entity to prevent further use of the value transfer card by the dormant entity.
    Type: Application
    Filed: June 19, 2019
    Publication date: December 24, 2020
    Applicant: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary
  • Publication number: 20200402051
    Abstract: In an aspect, a computing system is configured to: send, to a transfer rail server, a request for stored card data associated with a value transfer card; receive stored card data identifying an entity having a stored representation of the value transfer card; provide user interface data to a client device, the user interface data causing the client device to display a user interface that includes an entity listing that is based on the stored card data, the user interface including a selectable option to add an entity-based control to the identified entity; receive, from the client device, an instruction to apply an entity-based control to an identified one of the entities in the stored card data; and in response to receiving the instruction to apply the entity-based control, implement the entity-based control to affect use of the value transfer card by the identified entity and not affect use of the value transfer card by other entities.
    Type: Application
    Filed: June 19, 2019
    Publication date: December 24, 2020
    Applicant: The Toronto-Dominion Bank
    Inventor: Raj Kumar Choudhary