Abstract: Methods, systems, and computer program products that generate a rollback request. The system receives information indicating a first form of payment, a first transaction to the first form of payment, information indicating a second form of payment, and a second transaction to the second form of payment that are collectively used to purchase a product or service. The system sends a first request to authorize the first transaction to the first form of payment to a first payment provider system. The system receives a first notification that the first request has been approved by the first payment provider system. The system sends a second request to authorize the second transaction to the second form of payment to a second payment provider system. In response to detecting a failure of the second request, the system determines whether the first form of payment is capable of being reversed or refunded.