Patents by Inventor Rajeev Kumar BALASUBRAMANIAN

Rajeev Kumar BALASUBRAMANIAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11961088
    Abstract: An embodiment of the present invention is directed to a Temporal CVV2 of CVV, which may be represented as a temporary three digit number generated using unique credentials associated with a card product. According to an embodiment of the present invention, the Temporal CVV2 may be generated for each transaction request or other defined set of transactions based on one or more factors, including time period/limit, usage, fraud/risk considerations. With this solution, a customer may request a new Temporal CVV2 each time a purchase is initiated. This may include online purchases, e-commerce transactions, manual link and provision requests, customer authentication for servicing channels, etc. An embodiment of the present invention seeks to mitigate risk and provide a safer and secure solution for customers while providing flexibility to make various purchases before a new card arrives.
    Type: Grant
    Filed: April 21, 2020
    Date of Patent: April 16, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Sridhar Aravamudhan, Anishkumar C. Patel, Rajeev Kumar Balasubramanian, Brian P. Dunphe, David Christopher Carey, Jonathan Rosner, Shruti K. Patel, Deepak Joshi
  • Publication number: 20220300265
    Abstract: A method for integrating applications into a software suite is provided. The method includes: receiving a first code set that corresponds to a first application; obtaining an approval of the first code set; compiling the first code set in order to generate a module that is executable within the software suite; determining at least one target environment within the software suite for deployment of the first application; and deploying the executable module to each of the at least one target environment. An automated testing process and an automated validation process are applicable to deployed modules.
    Type: Application
    Filed: March 17, 2021
    Publication date: September 22, 2022
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Sreeja P PUROHIT, Rajeev Kumar BALASUBRAMANIAN, Sanjay SOLANKI
  • Publication number: 20210326890
    Abstract: An embodiment of the present invention is directed to a Temporal CVV2 of CVV, which may be represented as a temporary three digit number generated using unique credentials associated with a card product. According to an embodiment of the present invention, the Temporal CVV2 may be generated for each transaction request or other defined set of transactions based on one or more factors, including time period/limit, usage, fraud/risk considerations. With this solution, a customer may request a new Temporal CVV2 each time a purchase is initiated. This may include online purchases, e-commerce transactions, manual link and provision requests, customer authentication for servicing channels, etc. An embodiment of the present invention seeks to mitigate risk and provide a safer and secure solution for customers while providing flexibility to make various purchases before a new card arrives.
    Type: Application
    Filed: April 21, 2020
    Publication date: October 21, 2021
    Inventors: Sridhar ARAVAMUDHAN, Anishkumar C. PATEL, Rajeev Kumar BALASUBRAMANIAN, Brian P. DUNPHE, David Christopher CAREY, Jonathan ROSNER, Shruti K. PATEL, Deepak JOSHI