Abstract: This application provides for managing usage of network-connected device(s) over a network. Some aspects provide: determining, for at least one network-connected device, altered device setting(s) feasible for an allocation amount; and sending a signal to each network-connected device affected by the altered device setting(s) to cause each affected network-connected device to operate in accordance with the respective altered device setting(s). Once each affected network-connected device is operating in accordance with the respective altered device setting(s), adjustment of device setting(s) of one or more of the network-connected device(s), such that the allocation amount is no longer feasible, causes to be determined a further adjustment of one or more others of the device settings to maintain feasibility of the allocation amount. When an amount of the adjustment is such that the allocation amount cannot be met by the further adjustment, a variance from the allocation amount is determined.

Abstract: The present application provides monitoring and managing usage of one or more network-connected devices over a network. The network-connected devices may include devices connected to the Internet of Things (IoT). Some aspects provide systems, methods and computing devices for: receiving usage and rate data associated with network-connected device(s); determining device expenditure data based on the usage and rate data; obtaining allocation information pertaining to a time period; updating information associated with one or more data files with the device expenditure data; comparing the updated information to the allocation information; and determining whether an allocation indicated by the allocation information for the time period is feasible.

Abstract: A device and method for management of an account. An event placement timeline is displayed. Account events are shown along the timeline. A preferred event time range or “safe zone” is shown along the timeline. The “safe zone” is the portion of the month during which it is safe to schedule certain events, like bill payments, with lower risk of NSF, overdraft or the like. The user moves a movable object into the “safe zone” to reschedule the account event in the “safe zone”, and the settings of the account are modified to automatically execute the account event at that time.

Abstract: A computing device and method for managing an account. A computer displays a historical timeline and an event placement timeline. Past events are shown along the historical timeline, and future events along the event placement timeline. The computer suggest a change to the timing of one of the events. The user moves a movable object to the proposed timing to reschedule the event. The settings of the account are modified to automatically execute that event at the new timing.