Patents by Inventor Rajeeva Chandra NAGARAKANTI

Rajeeva Chandra NAGARAKANTI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240273517
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Application
    Filed: April 22, 2024
    Publication date: August 15, 2024
    Inventors: Howard SPECTOR, Eric L. CONNOLLY, David Christopher CAREY, Gayathri SUNDAR, Raghuram VUDATHU, Ankur KULSHRESHTHA, Ishank PAHARIA, Pavan MUMMAREDDI, Benjamin BRANDT, Mervin Majella FELIX, Ajith CHANDRAN KARUVATHIL, Arun NEELAN, Rajeeva Chandra NAGARAKANTI, Venkata KUNAM
  • Patent number: 12008548
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Grant
    Filed: June 5, 2019
    Date of Patent: June 11, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: Howard Spector, Eric L. Connolly, David Christopher Carey, Gayathri Sundar, Raghuram Vudathu, Ankur Kulshreshtha, Ishank Paharia, Pavan Mummareddi, Benjamin Brandt, Mervin Majella Felix, Ajith Chandran Karuvathil, Arun Neelan, Rajeeva Chandra Nagarakanti, Venkata Kunam
  • Publication number: 20190370790
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Application
    Filed: June 5, 2019
    Publication date: December 5, 2019
    Inventors: Howard SPECTOR, Eric L. CONNOLLY, David Christopher CAREY, Gayathri SUNDAR, Raghuram VUDATHU, Ankur KULSHRESHTHA, Ishank PAHARIA, Pavan MUMMAREDDI, Benjamin BRANDT, Mervin Majella FELIX, Ajith CHANDRAN KARUVATHIL, Arun NEELAN, Rajeeva Chandra NAGARAKANTI, Venkata KUNAM