Abstract: Methods for enabling secure online transactions using a mobile device are described. A mobile device may capture an image associated with a banking card in order to generate checkout information and to automatically populate checkout fields with the checkout information prior to completing an online transaction. In some cases, the mobile device may be used to select items to be purchased from an online merchant, access a checkout page of the online merchant for purchasing the selected items, acquire an image that encodes checkout information, acquire a personal code associated with an end user of the mobile device, generate the checkout information using the acquired image and the personal code, automatically populate one or more fields associated with the checkout page with the checkout information, delete the checkout information from the mobile device, and submit the checkout information to complete the purchase of the selected items.

Abstract: Securely providing secret information, such as PINs, to users via an encrypted electronic document is disclosed. The user might receive the encrypted electronic document as an attachment to an e-mail or might access the encrypted electronic document from a web site, as two examples. In order to open the encrypted electronic document, the user may need to provide some information that is on a physical banking card that was issued to the user. Therefore, an extra level of security is provided in that the user needs to be in possession of the physical banking card that may have been delivered by traditional mail, as well as the encrypted electronic document which is delivered via an electronic network.

Abstract: System and methods for authenticating a transaction between a user system and a host system are described herein. In one embodiment, the system and methods use a text-reading test (TRT) image as part of the authentication process. The TRT image is presented to the user upon initiation of a transaction by the user. Information provided by a user, via the user system, after perception of the TRT image is compared to the source information in the TRT image. If the user input corresponds to the source information, the user is authenticated and transaction is allowed to proceed.

Abstract: A system identifies a real Internet Protocol (IP) address of a computer device having a browser and software for masking the real IP address. The system includes a server in communication with the device through an Anonymous Proxy Server (APS), an algorithm, and a website with embedded dynamic web content from the server. The algorithm identifies the real IP address, and executes the dynamic web content on the browser to open a direct network connection between the server and device. The network connection identifies the real IP address. A method for identifying the real IP address includes embedding dynamic web content within the website, executing the content within the browser when the device accesses the website via a first network connection, thereby opening a second network connection between the server and device. The real IP address is identified over the second network connection, and a security action may be executed.

Abstract: A system identifies a real Internet Protocol (IP) address of a computer device having a browser and software for masking the real IP address. The system includes a server in communication with the device through an Anonymous Proxy Server (APS), an algorithm, and a website with embedded dynamic web content from the server. The algorithm identifies the real IP address, and executes the dynamic web content on the browser to open a direct network connection between the server and device. The network connection identifies the real IP address. A method for identifying the real IP address includes embedding dynamic web content within the website, executing the content within the browser when the device accesses the website via a first network connection, thereby opening a second network connection between the server and device. The real IP address is identified over the second network connection, and a security action may be executed.

Abstract: The present invention describes techniques for performing searches in an efficient manner while minimizing the memory resources required to perform the searches. According to the techniques of the present invention, the number of comparisons needed to determine if a query element is in included in a set of elements is proportional to the length of the query element and independent of the number of elements in the set of elements.

Abstract: System and methods for authenticating a transaction between a user system and a host system are described herein. In one embodiment, the system and methods use a text-reading test (TRT) image as part of the authentication process. The TRT image is presented to the user upon initiation of a transaction by the user. Information provided by a user, via the user system, after perception of the TRT image is compared to the source information in the TRT image. If the user input corresponds to the source information, the user is authenticated and transaction is allowed to proceed.

Abstract: The present invention describes techniques for performing searches in an efficient manner while minimizing the memory resources required to perform the searches. According to the techniques of the present invention, the number of comparisons needed to determine if a query element is in included in a set of elements is proportional to the length of the query element and independent of the number of elements in the set of elements.

Abstract: The present invention describes techniques for performing searches in an efficient manner while minimizing the memory resources required to perform the searches. According to the techniques of the present invention, the number of comparisons needed to determine if a query element is in included in a set of elements is proportional to the length of the query element and independent of the number of elements in the set of elements.

Abstract: In an authorization system, access is defined by rules, roles and active rules. These definitions are preprocessed to form a bit array for each of a plurality of roles representing the rules that apply to that role. Once a bit array is calculated or generated for a given user based on that user's roles, the user bit array can be cached so that it need not be regenerated for each time the user requests access to resources. The rules used can either be role-based rules or active rules.

Abstract: In an authorization system, access is defined by rules, roles and active rules. These definitions are preprocessed to form a bit array for each of a plurality of roles representing the rules that apply to that role. Once a bit array is calculated or generated for a given user based on that user's roles, the user bit array can be cached so that it need not be regenerated for each time the user requests access to resources. The rules used can either be role-based rules or active rules.

Abstract: The present invention describes techniques for performing searches in an efficient manner while minimizing the memory resources required to perform the searches. According to the techniques of the present invention, the number of comparisons needed to determine if a query element is in included in a set of elements is proportional to the length of the query element and independent of the number of elements in the set of elements.