Patents by Inventor Rajesh Kumar Aroli Veettil

Rajesh Kumar Aroli Veettil has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11823049
    Abstract: A method is disclosed. The method includes receiving, from a user computer that is a party to a transaction, information that can be used to identify a transaction between the user computer and a resource provider computer. The method further includes determining one or more attributes. The method additionally includes presenting a first question based on the one or more attributes. The method also includes receiving a response to the first question, presenting a second question based on the received response, and receiving a response to the second question. The method further includes storing the received responses in a data storage element, wherein the data storage element is accessible by an authorizing entity computer.
    Type: Grant
    Filed: November 23, 2022
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventors: Richard Stopic, Rajesh Kumar Aroli Veettil, Madhvesh Navkal Badri
  • Patent number: 11763354
    Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.
    Type: Grant
    Filed: September 22, 2022
    Date of Patent: September 19, 2023
    Assignee: Visa International Service Association
    Inventor: Rajesh Kumar Aroli Veettil
  • Publication number: 20230087355
    Abstract: A method is disclosed. The method includes receiving, from a user computer that is a party to a transaction, information that can be used to identify a transaction between the user computer and a resource provider computer. The method further includes determining one or more attributes. The method additionally includes presenting a first question based on the one or more attributes. The method also includes receiving a response to the first question, presenting a second question based on the received response, and receiving a response to the second question. The method further includes storing the received responses in a data storage element, wherein the data storage element is accessible by an authorizing entity computer.
    Type: Application
    Filed: November 23, 2022
    Publication date: March 23, 2023
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Richard Stopic, Rajesh Kumar Aroli Veettil, Madhvesh Navkal Badri
  • Publication number: 20230017203
    Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.
    Type: Application
    Filed: September 22, 2022
    Publication date: January 19, 2023
    Inventor: Rajesh Kumar Aroli Veettil
  • Patent number: 11537867
    Abstract: A method is disclosed. The method includes receiving, from a user computer that is a party to a transaction, information that can be used to identify a transaction between the user computer and a resource provider computer. The method further includes determining one or more attributes. The method additionally includes presenting a first question based on the one or more attributes. The method also includes receiving a response to the first question, presenting a second question based on the received response, and receiving a response to the second question. The method further includes storing the received responses in a data storage element, wherein the data storage element is accessible by an authorizing entity computer.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: December 27, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Richard Stopic, Rajesh Kumar Aroli Veettil, Madhvesh Navkal Badri
  • Patent number: 11488215
    Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.
    Type: Grant
    Filed: July 14, 2017
    Date of Patent: November 1, 2022
    Assignee: Visa International Service Association
    Inventor: Rajesh Kumar Aroli Veettil
  • Publication number: 20210118019
    Abstract: Described are a method, system, and computer program product for facilitating communication between a user of a financial account and a merchant associated with at least one transaction with the financial account. The method includes receiving transaction data representative of the at least one transaction, the transaction data comprising at least one transaction identifier. The method also includes determining the merchant associated with the at least one transaction identifier and determining at least one merchant communication mode. The method further includes transmitting merchant contact data to a user device and receiving at least one selected communication mode.
    Type: Application
    Filed: July 14, 2017
    Publication date: April 22, 2021
    Inventor: Rajesh Kumar Aroli Veettil
  • Publication number: 20190130496
    Abstract: Provided is a computer-implemented method for providing a merchant-based social network for at least one merchant. The method may include determining whether to grant access to a group merchant network for a first merchant based on qualification data associated with the group merchant network, determining identification data associated with an identifier of at least one second merchant of the group merchant network based on at least one merchant alignment parameter, communicating the identification data associated with the identifier of at least one second merchant, receiving a selection of the at least one second merchant, communicating an invitation request message based on receiving the selection of the at least one second merchant, receiving an invitation response message, and granting access to the individual merchant network associated with the first merchant for the at least one second merchant. A system and computer program product are also disclosed.
    Type: Application
    Filed: November 1, 2017
    Publication date: May 2, 2019
    Inventors: Rajesh Kumar Aroli Veettil, Sachin Cherian Mathew, Shi Kai Khiew
  • Publication number: 20190095789
    Abstract: A method is disclosed. The method includes receiving, from a user computer that is a party to a transaction, information that can be used to identify a transaction between the user computer and a resource provider computer. The method further includes determining one or more attributes. The method additionally includes presenting a first question based on the one or more attributes. The method also includes receiving a response to the first question, presenting a second question based on the received response, and receiving a response to the second question. The method further includes storing the received responses in a data storage element, wherein the data storage element is accessible by an authorizing entity computer.
    Type: Application
    Filed: September 27, 2017
    Publication date: March 28, 2019
    Inventors: Richard Stopic, Rajesh Kumar Aroli Veettil, Madhvesh Navkal Badri
  • Publication number: 20190012689
    Abstract: Provided is a computer-implemented method for providing a transaction offset based on a transaction. The method may include receiving information associated with a first transaction, determining to generate a transaction offset based at least partially on the information associated with the first transaction and at least one merchant redemption rule, where determining to generate the transaction offset includes accessing a data structure that is independent of the at least one merchant; generating the transaction offset; communicating a message based on generating the transaction offset; receiving information associated with a second transaction; determining whether to process the second transaction by applying the transaction offset to the second transaction based at least partially on the information associated with the second transaction and information associated with the transaction offset; and processing the second transaction by applying the transaction offset to the second transaction.
    Type: Application
    Filed: July 7, 2017
    Publication date: January 10, 2019
    Inventor: Rajesh Kumar Aroli Veettil