Patents by Inventor Rajesh Mondkar

Rajesh Mondkar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Multifactor authentication systems and methods
    Patent number: 11842349
    Abstract: Multifactor authentication systems and methods employ an online payment server processor that authenticates a user in an online session with a merchant website server processor based on data representing one or more predefined authentication factors received from a user device processor over a communication network and sends data representing a secure user login cookie to the user device processor over the communication network based on the authentication of the user in the online session with the merchant website server processor. Thereafter, the online payment server processor authenticates the user in a subsequent online session with the merchant website server processor based in part on identifying the data representing the secure user login cookie on the user device and in part on data representing a second predefined authentication factor received from the user device processor over the communication network.
    Type: Grant
    Filed: February 13, 2023
    Date of Patent: December 12, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Ashutosh Sureka, Rajesh Mondkar, Sathish Nandagopal
  • Multifactor authentication systems and methods
    Patent number: 11605083
    Abstract: Multifactor authentication systems and methods employ an online payment server processor that authenticates a user in an online session with a merchant website server processor based on data representing one or more predefined authentication factors received from a user device processor over a communication network and sends data representing a secure user login cookie to the user device processor over the communication network based on the authentication of the user in the online session with the merchant website server processor. Thereafter, the online payment server processor authenticates the user in a subsequent online session with the merchant website server processor based in part on identifying the data representing the secure user login cookie on the user device and in part on data representing a second predefined authentication factor received from the user device processor over the communication network.
    Type: Grant
    Filed: December 4, 2017
    Date of Patent: March 14, 2023
    Assignee: CITICORP CREDIT SERVICES, INC. (USA)
    Inventors: Ashutosh Sureka, Rajesh Mondkar, Sathish Nandagopal