Patents by Inventor Rajesh RAMAR

Rajesh RAMAR has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230342845
    Abstract: Conventional systems fail to recommend covenants in processes at financial institutions, and such systems rely on an underwriter who decides the covenants based on his experience without considering experience of other underwriters and similar type of customers historical records. Embodiments of the present disclosure provides systems and methods that implement data exploration analysis on received input data for categorizing covenants into various categories and training various machine learning models. The trained machine learning models are applied on test data for predicting covenants along with a probability score (e.g., also referred as optimized, unbiased set of covenants). The predicted covenants of various categories are then sorted to obtain a prioritized list of covenants for recommendation.
    Type: Application
    Filed: April 13, 2023
    Publication date: October 26, 2023
    Applicant: Tata Consultancy Services Limited
    Inventors: Kunja Behari ACHARYA, Vivek IYER, John Sunil SOREN, Sanjaya Kumar PANIGRAHI, Rajesh RAMAR