Abstract: A method for merchant authorization and transaction notification may include: receiving, financial institution computer program for a financial institution and from a merchant system, a transaction involving a customer of the financial institution; authorizing, by the financial institution computer program, the transaction; communicating, by the financial institution computer program, a notification to a messaging address associated with the customer, transaction information and an option to report the transaction as unauthorized; receiving, by the financial institution computer program and from an electronic device associated with the customer, a report that the transaction was unauthorized; notifying, by the financial institution computer program, the merchant system that the transaction was unauthorized, wherein the merchant system is configured to cancel the transaction; and executing, by the financial institution computer program, a fraud prevention action with a financial instrument used to conduct the

Abstract: Systems and methods for facilitating payment service-based guest checkout with a merchant are disclosed. According to one embodiment, a method for facilitating payment service-based guest checkout with a merchant may include: (1) receiving, from a merchant's application or website, a redirect of an online interaction between the merchant and a customer; (2) retrieving, from an issuer payment service, wallet information comprising a plurality of payment options for the customer; (3) receiving a selection of one of the payment options; (4) communicating the selection of the payment option to the payment service for the issuer. The issuer payment service provides a session identifier to the merchant application website, the merchant application or website provides transaction information and the session identifier to a merchant payment host, the merchant payment host retrieves the selected payment option from the issuer payment service and conducts the transaction using the selected payment option.

Abstract: Systems and methods for token linking and unlinking in digital wallets are disclosed. In one embodiment, a method for token linking in digital wallets may include: an issuer wallet application executed by the information processing device requesting, from a token vault, an identification of a customer's accounts that are eligible for push-provisioning to a third party wallet application executed by the information processing device; receiving the identification of customer accounts from the token vault; identifying accounts provisioned in the third party wallet application; determining accounts from the customer accounts that have not been provisioned to the third party wallet application to provision to the third party wallet application; provisioning the determined accounts to the third party wallet application; and requesting the token vault link a token associated with the provisioned account to an issuer wallet associated with the issuer wallet application.

Abstract: In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for binding a GET/AUTHORIZE URL to a proxy through a native application may include: (1) receiving, at a native application executed by an electronic device, an applink call or a universal link call from a third-party application executed by the electronic device, the redirect comprising at least one parameter; (2) providing a Get/Authorize call with the at least one parameter to an API gateway; (3) receiving a 302 redirect from the API gateway; (4) providing authentication information to an authorization platform; (5) receiving an authorization code from the authorization platform; and (6) redirecting the third-party application with the redirect URL and authorization code.

Abstract: Systems and methods for token and transaction management are disclosed. According to one embodiment, in an issuer wallet server comprising at least one computer processor, a method for token and transaction management may include: (1) receiving a update for an attribute for a Device WalletID or an issuer wallet application executed by an electronic device; (2) providing the update to the issuer wallet application; (3) providing the update to a third party wallet server associated with a third party wallet application executed by the electronic device, wherein the third party wallet server communicates the update to the third party wallet application; and (4) updating the attribute in the Device WalletID.

Abstract: Systems and methods for token and transaction management are disclosed. According to one embodiment, in an issuer wallet server comprising at least one computer processor, a method for token and transaction management may include: (1) receiving a update for an attribute for a Device WalletID or an issuer wallet application executed by an electronic device; (2) providing the update to the issuer wallet application; (3) providing the update to a third party wallet server associated with a third party wallet application executed by the electronic device, wherein the third party wallet server communicates the update to the third party wallet application; and (4) updating the attribute in the Device WalletID.

Abstract: Systems and methods for token linking and unlinking in digital wallets are disclosed. In one embodiment, a method for token linking in digital wallets may include: an issuer wallet application executed by the information processing device requesting, from a token vault, an identification of a customer's accounts that are eligible for push-provisioning to a third party wallet application executed by the information processing device; receiving the identification of customer accounts from the token vault; identifying accounts provisioned in the third party wallet application; determining accounts from the customer accounts that have not been provisioned to the third party wallet application to provision to the third party wallet application; provisioning the determined accounts to the third party wallet application; and requesting the token vault link a token associated with the provisioned account to an issuer wallet associated with the issuer wallet application.

Abstract: In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for binding a GET/AUTHORIZE URL to a proxy through a native application may include: (1) receiving, at a native application executed by an electronic device, an applink call or a universal link call from a third-party application executed by the electronic device, the redirect comprising at least one parameter; (2) providing a Get/Authorize call with the at least one parameter to an API gateway; (3) receiving a 302 redirect from the API gateway; (4) providing authentication information to an authorization platform; (5) receiving an authorization code from the authorization platform; and (6) redirecting the third-party application with the redirect URL and authorization code.