Patents by Inventor Rajiv Dutta

Rajiv Dutta has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11640592
    Abstract: A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.
    Type: Grant
    Filed: July 17, 2020
    Date of Patent: May 2, 2023
    Assignee: Visa International Service Association
    Inventors: Bartlomiej Piotr Prokop, Rhidian Desmond Thomas John, Thomas Joseph Looney, Timothy Hodkinson, Bryan Carroll, Nathan Morgan, Brian McManus, Andre Walter Machicao, Clinton Lopaka Florez, Rajiv Dutta, James Donaldson, Shobhit Agrawal, Niall McGurk
  • Publication number: 20220141180
    Abstract: A system and method for transaction processing with conditional authorization are disclosed. The method includes receiving an authorization request message from a resource provider and sending the authorization request message to an authorizing entity. When an error response is received from the authorizing entity, the method includes determining a conditional authorization response and sending the conditional authorization response to the resource provider. Then a final authorization response is sent to the resource provider.
    Type: Application
    Filed: December 19, 2019
    Publication date: May 5, 2022
    Inventors: Gurpreet Singh Bhasin, Prashant Desale, Biju Abraham, Rajiv Dutta
  • Patent number: 10901818
    Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.
    Type: Grant
    Filed: June 28, 2019
    Date of Patent: January 26, 2021
    Assignee: Visa International Service Association
    Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
  • Publication number: 20210019716
    Abstract: A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.
    Type: Application
    Filed: July 17, 2020
    Publication date: January 21, 2021
    Inventors: Bartlomiej Piotr Prokop, Rhidian Desmond Thomas John, Thomas Joseph Looney, Timothy Hodkinson, Bryan Carroll, Nathan Morgan, Brian McManus, Andre Walter Machicao, Clinton Lopaka Florez, Rajiv Dutta, James Donaldson, Shobhit Agrawal, Niall McGurk
  • Publication number: 20200409775
    Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.
    Type: Application
    Filed: June 28, 2019
    Publication date: December 31, 2020
    Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
  • Patent number: 10438176
    Abstract: The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site profile is associated with one or more account processors and one or more transaction preference rules for selecting one of the account processors. The MID-Platform processes information associated with the payment request according to one or more transaction preference rules to select one of the account processors. Then, the MID-Platform sends a payment processing request to the selected account processor.
    Type: Grant
    Filed: March 31, 2014
    Date of Patent: October 8, 2019
    Assignee: Visa International Service Association
    Inventors: Alan Johnson, Ajay Kumar, John Wang, Rajiv Dutta
  • Patent number: 10387146
    Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.
    Type: Grant
    Filed: November 18, 2016
    Date of Patent: August 20, 2019
    Assignee: Visa International Service Association
    Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
  • Publication number: 20170155743
    Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.
    Type: Application
    Filed: November 18, 2016
    Publication date: June 1, 2017
    Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
  • Publication number: 20140249999
    Abstract: The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site profile is associated with one or more account processors and one or more transaction preference rules for selecting one of the account processors. The MID-Platform processes information associated with the payment request according to one or more transaction preference rules to select one of the account processors. Then, the MID-Platform sends a payment processing request to the selected account processor.
    Type: Application
    Filed: March 31, 2014
    Publication date: September 4, 2014
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Alan Johnson, Ajay Kumar, John Wang, Rajiv Dutta
  • Publication number: 20120123924
    Abstract: The VIRTUAL CURRENCY CONFIGURATION APPARATUSES, METHODS AND SYSTEMS (“VCC”) transform requests for on-demand and flexible monetization and related services via VCC components into currency transfers, purchase receipt notifications, social networking communications and transaction analytics reports. In some embodiments, the VCC obtains a request to convert a sale price provided in a real currency into a sale price in a virtual currency. The VCC accesses a database to obtain at least one virtual currency management rule provided by a merchant. The VCC identifies one among the at least one obtained virtual currency management rule to apply for converting the sale price provided in the real currency into the sale price in the virtual currency, and calculates the sale price in the virtual currency from the sale price provided in the real currency using the identified virtual currency management rule. The VCC provides the calculated sale price in the virtual currency in response to the request.
    Type: Application
    Filed: October 20, 2011
    Publication date: May 17, 2012
    Inventors: Mark Rose, Rajiv Dutta, Lex N. Bayer
  • Publication number: 20110082719
    Abstract: In various exemplary embodiments, a system and method to provide tracking of user interactions and activities with subscribed-to media content is provided. Tracking data which reflects both online and offline activities with media content is accessed. The tracking data is processed to determine a plurality of tracking media associated with the media content. The plurality of tracking metrics is aggregated to generate an aggregated tracking metric. The aggregated tracking metric may comprise two or more of an audience metric, a frequency metric, and an engagement metric.
    Type: Application
    Filed: October 7, 2009
    Publication date: April 7, 2011
    Applicant: TOKONI INC.
    Inventor: Rajiv Dutta
  • Publication number: 20110022453
    Abstract: In various exemplary embodiments, a system and associated method to provide rule-based media subscription bundles is provided. A selection of a subscription plan is received from a subscriber. One or more content categories and rules associated with the selected subscription plan are determined. The rules comprise a designation of a number of selections of media to be made from the one or more content categories. A listing of media associated with the one or more content categories is provided to the subscriber, and a selection of media from the listing of media is received in response. The media subscription bundle comprising the selected media is then generated.
    Type: Application
    Filed: July 27, 2009
    Publication date: January 27, 2011
    Applicant: Tokoni Inc.
    Inventor: Rajiv Dutta