Patents by Inventor Rajiv Dutta
Rajiv Dutta has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11640592Abstract: A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.Type: GrantFiled: July 17, 2020Date of Patent: May 2, 2023Assignee: Visa International Service AssociationInventors: Bartlomiej Piotr Prokop, Rhidian Desmond Thomas John, Thomas Joseph Looney, Timothy Hodkinson, Bryan Carroll, Nathan Morgan, Brian McManus, Andre Walter Machicao, Clinton Lopaka Florez, Rajiv Dutta, James Donaldson, Shobhit Agrawal, Niall McGurk
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Publication number: 20220141180Abstract: A system and method for transaction processing with conditional authorization are disclosed. The method includes receiving an authorization request message from a resource provider and sending the authorization request message to an authorizing entity. When an error response is received from the authorizing entity, the method includes determining a conditional authorization response and sending the conditional authorization response to the resource provider. Then a final authorization response is sent to the resource provider.Type: ApplicationFiled: December 19, 2019Publication date: May 5, 2022Inventors: Gurpreet Singh Bhasin, Prashant Desale, Biju Abraham, Rajiv Dutta
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Patent number: 10901818Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.Type: GrantFiled: June 28, 2019Date of Patent: January 26, 2021Assignee: Visa International Service AssociationInventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
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Publication number: 20210019716Abstract: A system, method, and apparatus is provided for integrating multiple payment options on a merchant webpage. The method includes receiving, from a merchant system associated with a merchant webpage, a payment data capture request, generating, with at least one processor, web payment capture data based on the payment data capture request, the web payment capture data configured to adapt the merchant webpage to receive payment information input by a user, communicating, to the merchant system, the web payment capture data, receiving, directly from a client computer via at least one client-side script executed by the client computer based on the web payment capture data, the payment information input by the user, generating, with at least one processor, a transient payment token based on the payment information, and directly communicating the transient payment token to the client computer.Type: ApplicationFiled: July 17, 2020Publication date: January 21, 2021Inventors: Bartlomiej Piotr Prokop, Rhidian Desmond Thomas John, Thomas Joseph Looney, Timothy Hodkinson, Bryan Carroll, Nathan Morgan, Brian McManus, Andre Walter Machicao, Clinton Lopaka Florez, Rajiv Dutta, James Donaldson, Shobhit Agrawal, Niall McGurk
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Publication number: 20200409775Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.Type: ApplicationFiled: June 28, 2019Publication date: December 31, 2020Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
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Patent number: 10438176Abstract: The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site profile is associated with one or more account processors and one or more transaction preference rules for selecting one of the account processors. The MID-Platform processes information associated with the payment request according to one or more transaction preference rules to select one of the account processors. Then, the MID-Platform sends a payment processing request to the selected account processor.Type: GrantFiled: March 31, 2014Date of Patent: October 8, 2019Assignee: Visa International Service AssociationInventors: Alan Johnson, Ajay Kumar, John Wang, Rajiv Dutta
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Patent number: 10387146Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.Type: GrantFiled: November 18, 2016Date of Patent: August 20, 2019Assignee: Visa International Service AssociationInventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
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Publication number: 20170155743Abstract: Embodiments of the invention are directed to systems and methods for common request processing by a request formatting platform. The request formatting platform generates formatted requests for request processors according to specifications of a common request processing application programming interface (API). The same common request processing API is used by the request formatting platform to communicate with all of the request processors according to one particular format.Type: ApplicationFiled: November 18, 2016Publication date: June 1, 2017Inventors: Rohit Sukhija, Man Grace Wu, Jan Tore Klepp, Rajiv Dutta, Ghanshyam Rokde, Soorej Nair, Uma Srinivasan, Nathan Morgan, Sanjib Sengupta, Palaniappan Kathiresan
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Publication number: 20140249999Abstract: The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site profile is associated with one or more account processors and one or more transaction preference rules for selecting one of the account processors. The MID-Platform processes information associated with the payment request according to one or more transaction preference rules to select one of the account processors. Then, the MID-Platform sends a payment processing request to the selected account processor.Type: ApplicationFiled: March 31, 2014Publication date: September 4, 2014Applicant: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Alan Johnson, Ajay Kumar, John Wang, Rajiv Dutta
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Publication number: 20120123924Abstract: The VIRTUAL CURRENCY CONFIGURATION APPARATUSES, METHODS AND SYSTEMS (“VCC”) transform requests for on-demand and flexible monetization and related services via VCC components into currency transfers, purchase receipt notifications, social networking communications and transaction analytics reports. In some embodiments, the VCC obtains a request to convert a sale price provided in a real currency into a sale price in a virtual currency. The VCC accesses a database to obtain at least one virtual currency management rule provided by a merchant. The VCC identifies one among the at least one obtained virtual currency management rule to apply for converting the sale price provided in the real currency into the sale price in the virtual currency, and calculates the sale price in the virtual currency from the sale price provided in the real currency using the identified virtual currency management rule. The VCC provides the calculated sale price in the virtual currency in response to the request.Type: ApplicationFiled: October 20, 2011Publication date: May 17, 2012Inventors: Mark Rose, Rajiv Dutta, Lex N. Bayer
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Publication number: 20110082719Abstract: In various exemplary embodiments, a system and method to provide tracking of user interactions and activities with subscribed-to media content is provided. Tracking data which reflects both online and offline activities with media content is accessed. The tracking data is processed to determine a plurality of tracking media associated with the media content. The plurality of tracking metrics is aggregated to generate an aggregated tracking metric. The aggregated tracking metric may comprise two or more of an audience metric, a frequency metric, and an engagement metric.Type: ApplicationFiled: October 7, 2009Publication date: April 7, 2011Applicant: TOKONI INC.Inventor: Rajiv Dutta
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Publication number: 20110022453Abstract: In various exemplary embodiments, a system and associated method to provide rule-based media subscription bundles is provided. A selection of a subscription plan is received from a subscriber. One or more content categories and rules associated with the selected subscription plan are determined. The rules comprise a designation of a number of selections of media to be made from the one or more content categories. A listing of media associated with the one or more content categories is provided to the subscriber, and a selection of media from the listing of media is received in response. The media subscription bundle comprising the selected media is then generated.Type: ApplicationFiled: July 27, 2009Publication date: January 27, 2011Applicant: Tokoni Inc.Inventor: Rajiv Dutta