Patents by Inventor Raju Kumar GUPTA

Raju Kumar GUPTA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11501308
    Abstract: A method for facilitating data security for transaction data includes receiving, by a first transaction processing server, a transaction message for a transaction. The transaction message includes a plurality of data elements indicative of the transaction data of the transaction. The first transaction processing server identifies a set of data elements of the plurality of data elements that is to be in a state of compliance with a set of rules. The first transaction processing server modifies a first data element of the plurality of data elements to include a bitmap mapped to the set of data elements. The first transaction processing server communicates the transaction message having the modified first data element to a second transaction processing server for processing the transaction. The second transaction processing server identifies the set of data elements that is to be in the state of compliance based on the first data element.
    Type: Grant
    Filed: January 12, 2021
    Date of Patent: November 15, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Raju Kumar Gupta, Sagar Rajendra Tadalgi, Sadaf Patel
  • Publication number: 20210312386
    Abstract: A method for facilitating in-transit purchase of products includes receiving, by a server from a user device, route information of a route being traversed by a user in a vehicle and a current location of the transport vehicle. Based on the route information and the current location, the server recommends, to the user, a product available for purchase and a pickup location for collecting the product. The server receives, from the user, an order request indicative of the product, the pickup location, and an identifier of a radio frequency tag placed in the vehicle. Upon acceptance of the order request, the server initiates blocking of a transaction amount associated with the product from a payment account that is linked to the identifier. When the product is collected by the user from the pickup location, the server initiates a deduction of the blocked amount from the payment account.
    Type: Application
    Filed: March 11, 2021
    Publication date: October 7, 2021
    Applicant: Mastercard International Incorporated
    Inventors: Rajeev Kumar, Abhay Mandloi, Raju Kumar Gupta
  • Publication number: 20210224806
    Abstract: A method for facilitating data security for transaction data includes receiving, by a first transaction processing server, a transaction message for a transaction. The transaction message includes a plurality of data elements indicative of the transaction data of the transaction. The first transaction processing server identifies a set of data elements of the plurality of data elements that is to be in a state of compliance with a set of rules. The first transaction processing server modifies a first data element of the plurality of data elements to include a bitmap mapped to the set of data elements. The first transaction processing server communicates the transaction message having the modified first data element to a second transaction processing server for processing the transaction. The second transaction processing server identifies the set of data elements that is to be in the state of compliance based on the first data element.
    Type: Application
    Filed: January 12, 2021
    Publication date: July 22, 2021
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Raju Kumar Gupta, Sagar Rajendra Tadalgi, Sadaf Patel
  • Publication number: 20200364698
    Abstract: A method and a system for facilitating transactions are provided. A first payment mode is linked to one or more payment modes by a server. A first authorization option presented on a graphical interface of a terminal device enables a user to initiate a transaction using the first payment mode. One or more unique identifiers of the one or more payment modes, respectively, are communicated to the terminal device by the server based on a transaction request of the transaction. A first unique identifier, associated with a second payment mode that is linked to the first payment mode, is selected from the one or more unique identifiers. A selection notification indicating the selection of the first unique identifier is received by the server and a transaction amount of the transaction is charged to the second payment mode, when the transaction is authorized.
    Type: Application
    Filed: April 7, 2020
    Publication date: November 19, 2020
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Raju Kumar GUPTA, Rajeev Kumar