Abstract: A system and method for depositing and processing checks using an ATM is provided. The method includes capturing the image data of the check with a reading unit, transmitting the image data to a web service based on an open API (Application Programming Interface) without resorting to standard protocols of ATMs. The method also includes processing the image data with the web service so that the text data on the check is recognized. When calling the API, version information is transmitted to ensure that the web service is a correct web service. When a version indicated by the version information is not supported, an error is reported to the ATM and transmission is reattempted for a predetermined number of times. The method also includes booking the recognized data on the basis of account information determined from a credit card by a magnetic card reader.

Abstract: The Invention relates to a method for submitting and processing checks using an ATM, which comprises a reading unit in order to read in the image data of a check, using a web service, which is provided over a network, comprising the following steps: capturing the image data of the check by means of the ATM using the reading unit; transmitting the image data to the web service based on an open API (application programming interface) without resorting to the standard protocols of the ATMs in the field of payment transactions; processing the image data by means of the web service so that the text data on the check are recognized; posting the recognized data.