Patents by Inventor Ralph Brian Jones

Ralph Brian Jones has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for generating a transaction specific tokenization for a wearable device
    Patent number: 10438201
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for authorizing and performing a user defined selected transaction based on receiving notification from a wearable device associated with the user that the wearable device sensed a predefined action. The system is configured to transmit a data sensing packet to a wearable device comprising software code configured to cause the wearable device to process actions of the user that are sensed by the wearable device; receive a selected transaction from the user that the user wishes to be performed based on the wearable device sensing a predefined action; associate the selected transaction with a response token to be communicated to the system when the wearable device senses the predefined action; transmit the response to the wearable device; receive the response token indicating that the predefined action was sensed by the wearable device; and perform the selected transaction.
    Type: Grant
    Filed: September 9, 2015
    Date of Patent: October 8, 2019
    Assignee: Bank of America Corporation
    Inventor: Ralph Brian Jones
  • SYSTEM FOR GENERATING A TRANSACTION SPECIFIC TOKENIZATION FOR A WEARABLE DEVICE
    Publication number: 20170068956
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for authorizing and performing a user defined selected transaction based on receiving notification from a wearable device associated with the user that the wearable device sensed a predefined action. The system is configured to transmit a data sensing packet to a wearable device comprising software code configured to cause the wearable device to process actions of the user that are sensed by the wearable device; receive a selected transaction from the user that the user wishes to be performed based on the wearable device sensing a predefined action; associate the selected transaction with a response token to be communicated to the system when the wearable device senses the predefined action; transmit the response to the wearable device; receive the response token indicating that the predefined action was sensed by the wearable device; and perform the selected transaction.
    Type: Application
    Filed: September 9, 2015
    Publication date: March 9, 2017
    Inventor: Ralph Brian Jones