Patents by Inventor Ralph DARMO
Ralph DARMO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11922448Abstract: In supply-side information processing apparatus comprising at least one computer processor, a method for providing a user with intent-based ads may include: (1) receiving, from an intent broker, intent identifiers for intent categories of user intents; (2) communicating the intent identifiers to a demand-side platform, the demand-side platform comprising a plurality of advertisers and merchants; (3) receiving, from a supply-side SDK on a user electronic device, personal data for a user, wherein the supply-side SDK captures the personal data from a publisher application executed on the user electronic device; (4) retrieving, based on the personal data and from the intent broker, a user intent identifier for the user, the user intent identifier matching one of the intent categories; (5) communicating the user intent identifier to the supply-side SDK, wherein the supply-side SDK requests an intent-based ad from the demand-side platform using the user intent identifier.Type: GrantFiled: March 21, 2022Date of Patent: March 5, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Tuan Dao, Howard Spector, Ralph Darmo
-
Publication number: 20230367907Abstract: Systems and methods for protection of data across multiple users and devices are disclosed. According to one embodiment, in privacy server comprising at least one computer processor, a method for protection of data across multiple users and devices may include: (1) receiving, from a first user device, a data sharing permission for the first user device and a data sharing permission for a second user device, the first user device and the second user device associated with the same user; (2) provisioning the data sharing permission for the second user device; and (3) communicating the provisioned data sharing permission to the second user device, wherein the second user device shares data with the first user device according to the provisioned data sharing permission.Type: ApplicationFiled: May 12, 2023Publication date: November 16, 2023Inventors: Tuan DAO, Howard SPECTOR, Jeremy F. BENNETT, Rod BACHELOR, Pavan MUMMAREDDI, Ralph DARMO
-
Publication number: 20230289476Abstract: Systems, methods, and devices for managing privacy policies are disclosed. In one embodiment, a method for management of a user’s privacy preferences may include: identifying a computer application installed on a user electronic device, or a website accessed using a browser executed by the user electronic device; retrieving a privacy policy document analysis for a privacy policy document associated with the computer application or the website, the privacy policy document analysis comprising a valuation of a plurality of privacy policy segments within the privacy policy document; receiving a privacy preference analysis for the user, the privacy preference analysis comprising a valuation of a plurality of privacy preferences for the user; identifying a recommended action in response to the valuation of one of the privacy policy segments being outside the scope of the valuation of one of the plurality of privacy preferences; and executing the recommended action.Type: ApplicationFiled: May 11, 2023Publication date: September 14, 2023Inventors: Michelle M. BONAT, Rod BACHELOR, Jeremy F. BENNETT, Tuan DAO, Ralph DARMO, Andrew GRIGNON, Kathleen MOYNAHAN
-
Patent number: 11704439Abstract: Systems, methods, and devices for managing privacy policies are disclosed. In one embodiment, a method for management of a user's privacy preferences may include: identifying a computer application installed on a user electronic device, or a website accessed using a browser executed by the user electronic device; retrieving a privacy policy document analysis for a privacy policy document associated with the computer application or the website, the privacy policy document analysis comprising a valuation of a plurality of privacy policy segments within the privacy policy document; receiving a privacy preference analysis for the user, the privacy preference analysis comprising a valuation of a plurality of privacy preferences for the user; identifying a recommended action in response to the valuation of one of the privacy policy segments being outside the scope of the valuation of one of the plurality of privacy preferences; and executing the recommended action.Type: GrantFiled: June 2, 2020Date of Patent: July 18, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Michelle Bonat, Tuan Dao, Roderic Bachelor, Jeremy F. Bennett, Ralph Darmo, Andrew Grignon, Kathleen Moynahan
-
Patent number: 11681826Abstract: Systems and methods for protection of data across multiple users and devices are disclosed. According to one embodiment, in privacy server comprising at least one computer processor, a method for protection of data across multiple users and devices may include: (1) receiving, from a first user device, a data sharing permission for the first user device and a data sharing permission for a second user device, the first user device and the second user device associated with the same user; (2) provisioning the data sharing permission for the second user device; and (3) communicating the provisioned data sharing permission to the second user device, wherein the second user device shares data with the first user device according to the provisioned data sharing permission.Type: GrantFiled: December 1, 2020Date of Patent: June 20, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Tuan Dao, Howard Spector, Jeremy F. Bennett, Rod Bachelor, Pavan Mummareddi, Ralph Darmo
-
Publication number: 20220207554Abstract: In supply-side information processing apparatus comprising at least one computer processor, a method for providing a user with intent-based ads may include: (1) receiving, from an intent broker, intent identifiers for intent categories of user intents; (2) communicating the intent identifiers to a demand-side platform, the demand-side platform comprising a plurality of advertisers and merchants; (3) receiving, from a supply-side SDK on a user electronic device, personal data for a user, wherein the supply-side SDK captures the personal data from a publisher application executed on the user electronic device; (4) retrieving, based on the personal data and from the intent broker, a user intent identifier for the user, the user intent identifier matching one of the intent categories; (5) communicating the user intent identifier to the supply-side SDK, wherein the supply-side SDK requests an intent-based ad from the demand-side platform using the user intent identifier.Type: ApplicationFiled: March 21, 2022Publication date: June 30, 2022Inventors: Tuan DAO, Ralph DARMO
-
Publication number: 20220188458Abstract: Systems, methods, and devices for obfuscation of browser fingerprint data are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method may include: (1) receiving an electronic communication from an electronic device to a destination; (2) identifying a raw device fingerprint value in the electronic communication from an electronic device; (3) selecting at least one replacement value for the raw device fingerprint value; (4) replacing the raw device fingerprint value with the replacement value in the electronic communication; and (5) sending the electronic communication with the replacement value to the destination.Type: ApplicationFiled: February 28, 2022Publication date: June 16, 2022Inventors: Jeremy F. BENNETT, Rod BACHELOR, Andrew GRIGNON, Howard SPECTOR, Ralph DARMO, Christopher CHOI, Jeffrey E MILLER, Hallie HUGGINS, Tuan DAO
-
Publication number: 20220101328Abstract: Systems, methods, and devices for assigning a transaction risk score are disclosed. According to one embodiment, a method for generating a transaction risk score may include: (1) receiving, by a transaction scoring service computer program and from an electronic device, a merchant URL that is being accessed by an application or a browser executed on the electronic device; (2) retrieving, by the transaction scoring service computer program, a plurality of transactions involving the merchant URL; (3) generating, by the transaction scoring service computer program, a risk score for the merchant URL based on the plurality of transactions; (4) generating, by the transaction scoring service computer program, a warning in response to the risk score exceeding a predetermined threshold; and (5) communicating, by the transaction scoring service computer program, the warning to the application or the browser.Type: ApplicationFiled: September 28, 2021Publication date: March 31, 2022Inventors: Ralph DARMO, Jeremiah C. OLVER, Tuan DAO, Howard SPECTOR, Scott H. OUELLETTE, Craig M. MULLANEY, Donna BEATTY
-
Patent number: 11288398Abstract: Systems, methods, and devices for obfuscation of browser fingerprint data are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method may include: (1) receiving an electronic communication from an electronic device to a destination; (2) identifying a raw device fingerprint value in the electronic communication from an electronic device; (3) selecting at least one replacement value for the raw device fingerprint value; (4) replacing the raw device fingerprint value with the replacement value in the electronic communication; and (5) sending the electronic communication with the replacement value to the destination.Type: GrantFiled: October 10, 2019Date of Patent: March 29, 2022Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Jeremy F. Bennett, Rod Bachelor, Andrew Grignon, Howard Spector, Ralph Darmo, Christopher Choi, Jeffrey E Miller, Hallie Huggins, Tuan Dao
-
Publication number: 20210173960Abstract: Systems and methods for protection of data across multiple users and devices are disclosed. According to one embodiment, in privacy server comprising at least one computer processor, a method for protection of data across multiple users and devices may include: (1) receiving, from a first user device, a data sharing permission for the first user device and a data sharing permission for a second user device, the first user device and the second user device associated with the same user; (2) provisioning the data sharing permission for the second user device; and (3) communicating the provisioned data sharing permission to the second user device, wherein the second user device shares data with the first user device according to the provisioned data sharing permission.Type: ApplicationFiled: December 1, 2020Publication date: June 10, 2021Inventors: Tuan DAO, Howard SPECTOR, Jeremy F. BENNETT, Rod BACHELOR, Pavan MUMMAREDDI, Ralph DARMO
-
Publication number: 20200380171Abstract: Systems, methods, and devices for managing privacy policies are disclosed. In one embodiment, a method for management of a user's privacy preferences may include: identifying a computer application installed on a user electronic device, or a website accessed using a browser executed by the user electronic device; retrieving a privacy policy document analysis for a privacy policy document associated with the computer application or the website, the privacy policy document analysis comprising a valuation of a plurality of privacy policy segments within the privacy policy document; receiving a privacy preference analysis for the user, the privacy preference analysis comprising a valuation of a plurality of privacy preferences for the user; identifying a recommended action in response to the valuation of one of the privacy policy segments being outside the scope of the valuation of one of the plurality of privacy preferences; and executing the recommended action.Type: ApplicationFiled: June 2, 2020Publication date: December 3, 2020Inventors: Michelle BONAT, Tuan DAO, Roderic BACHELOR, Jeremy F. BENNETT, Ralph DARMO, Andrew GRIGNON
-
Publication number: 20200327575Abstract: In supply-side information processing apparatus comprising at least one computer processor, a method for providing a user with intent-based ads may include: (1) receiving, from an intent broker, intent identifiers for intent categories of user intents; (2) communicating the intent identifiers to a demand-side platform, the demand-side platform comprising a plurality of advertisers and merchants; (3) receiving, from a supply-side SDK on a user electronic device, personal data for a user, wherein the supply-side SDK captures the personal data from a publisher application executed on the user electronic device; (4) retrieving, based on the personal data and from the intent broker, a user intent identifier for the user, the user intent identifier matching one of the intent categories; (5) communicating the user intent identifier to the supply-side SDK, wherein the supply-side SDK requests an intent-based ad from the demand-side platform using the user intent identifier.Type: ApplicationFiled: April 10, 2020Publication date: October 15, 2020Inventors: Tuan DAO, Ralph DARMO
-
Publication number: 20200134657Abstract: Systems and methods for facilitating payments and reward tracking are disclosed. In one embodiment, in a merchant information processing apparatus comprising at least one computer processor, a method for facilitating customer payments and reward tracking may include: (1) providing an interface for accessing a financial institution backend in a merchant interface; (2) receiving user information from the financial institution backend; (3) generating a merchant loyalty account for the user based on the user information received from the financial institution backend; and (4) providing merchant loyalty account information to the financial institution backend.Type: ApplicationFiled: October 25, 2019Publication date: April 30, 2020Inventors: Ralph DARMO, Jeffrey E. MILLER, Howard SPECTOR, Allison BEER