Abstract: The present invention provides a system, method and apparatus that includes a user device having a magnetic field generator disposed within a substrate that is normally inactive, an initiator mounted on the substrate, a memory disposed within the substrate and a processor disposed within the substrate that is communicably coupled to the magnetic field generator, the initiator and the memory. The processor is operable to process information received from the initiator, generate a time varying code in response to the received information and activate the magnetic field generator. A power source is also disposed within the substrate. The magnetic field generator can create a spatial magnetic signal using a magnetic stripe and one or more induction coils, or create a time-varying magnetic signal for emulating data obtained from swiping a traditional magnetic stripe card through a magnetic card reader.

Abstract: The present invention provides a system, method and apparatus for securely granting access to an event. For example, in one embodiment of the present invention, an apparatus, such as an electronic card, ticket or information carrier, contains biometric data about a user. When the “ticket” is purchased or authenticated, event access information is stored on the electronic card or ticket by an entity authorized by the event provider. The user is allowed access to the event when the biometric data stored on the electronic card or ticket matches the user's biometric data and the event access information is validated. The user's biometric data is authenticated via a biometric sensor on the electronic card or ticket. The user's biometric data can also be authenticated by the entity granting access to the event.