Patents by Inventor Ramachandran Minakshi Sundaram

Ramachandran Minakshi Sundaram has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Transparently reconstructing sniffed network traffic over a back-end data communications network to reconstruct payment card transactions for generating user notifications during transactions
    Patent number: 10163108
    Abstract: Embodiments of the present invention provide systems and methods for generating policy-based transaction alerts. In accordance with the systems and methods, an alert generation engine transparently detects ongoing transactions without participating in the transaction path, and generates policy-based alerts.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: December 25, 2018
    Assignee: Ondot Systems, Inc.
    Inventors: Vaduvur Bharghavan, Jari Malinen, Rahul Paul, Ramachandran Minakshi Sundaram
  • System and method for using cardholder context and preferences in transaction authorization
    Patent number: 10043182
    Abstract: A method and system for processing a payment authorization request associated with a payment card is provided. The method comprises determining a cardholder's context based on transmissions received from a user device associated with a cardholder using the payment card; determining a transaction context based on analysis of the payment authorization request; determining at least one transaction authorization preference associated with the payment card; performing a transaction authorization process to generate a transaction authorization response based on the at least one transaction authorization preference wherein information in the transaction context is used as a hint to selectively guide application of the transaction authorization preference.
    Type: Grant
    Filed: October 22, 2013
    Date of Patent: August 7, 2018
    Assignee: Ondot System, Inc.
    Inventors: Vaduvur Bharghavan, Rajesh Gurumurthy, Rahul Paul, Govardan Prasad, Ramachandran Minakshi Sundaram, Rachna Ahlawat