Patents by Inventor Ramadurai Vaidyanathan

Ramadurai Vaidyanathan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9418381
    Abstract: A standalone notification system, including a notification server which generates electronic messages to registered customers upon their request or upon a host business request. The customer provides the system with his/her messaging identification (“ID”), e.g. e-mail address, GSM (global system for mobile communications) or other mobile phone numbers that are able to accept, e.g., short message service (“SMS”) messages, facsimile number, and/or telephone number. Customers can register with the host notification server without having any relationship, banking or otherwise, with the host. Customers can choose between different notification channels such as e-mail, SMS message, fax or pager.
    Type: Grant
    Filed: April 12, 2001
    Date of Patent: August 16, 2016
    Assignee: Citigroup Credit Services, Inc. (USA)
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins
  • Patent number: 8346677
    Abstract: Described herein is an enabling product that facilitates implementation of an m-commerce business solution. According to an embodiment of the present invention an m-commerce solution includes: a content provider or merchant site that provides products and goods to be purchased; a payment system allowing online authorization of funds to purchase the goods; and a wireless network for all customer interactions. Embodiments described herein perform at least one of the following three functions: 1) protocol conversions; 2) customer information reposing, and 3) payment authorization system interfacing.
    Type: Grant
    Filed: December 28, 2001
    Date of Patent: January 1, 2013
    Assignee: Citicorp Development Center, Inc.
    Inventors: Grigor Markarian, Ramadurai Vaidyanathan, Arun Ahuja, Albert Cohen, Anand Tata
  • Patent number: 8346678
    Abstract: Described herein is an enabling product that facilitates implementation of an m-commerce business solution. According to an embodiment of the present invention an m-commerce solution includes: a content provider or merchant site that provides products and goods to be purchased; a payment system allowing online authorization of funds to purchase the goods; and a wireless network for all customer interactions. Embodiments described herein perform at least one of the following three functions: 1) protocol conversions; 2) customer information reposing, and 3) payment authorization system interfacing.
    Type: Grant
    Filed: October 28, 2010
    Date of Patent: January 1, 2013
    Assignee: Citicorp Development Center, Inc.
    Inventors: Grigor Markarian, Ramadurai Vaidyanathan, Arun Ahuja, Albert Cohen, Anand Tata
  • Patent number: 8145566
    Abstract: A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity on one or more of their financial accounts. Alternatively, or in addition thereto, the notification system may be used to forward transaction code(s) to customers for verification of a request for high risk transaction(s) with respect to a customer's financial account. The transaction code is generated in response to a high risk transaction request and sent to through an identified customer notification means, e.g., e-mail, short message service (“SMS”), facsimile, mobile phone, telephone, etc. The customer must enter the transaction code within a predetermined amount of time in order to verify the high-risk transaction request.
    Type: Grant
    Filed: December 22, 2010
    Date of Patent: March 27, 2012
    Assignee: Citicorp Development Center, Inc.
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins
  • Publication number: 20110307366
    Abstract: A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity on one or more of their financial accounts. Alternatively, or in addition thereto, the notification system may be used to forward transaction code(s) to customers for verification of a request for high risk transaction(s) with respect to a customer's financial account. The transaction code is generated in response to a high risk transaction request and sent to through an identified customer notification means, e.g., e-mail, short message service (“SMS”), facsimile, mobile phone, telephone, etc. The customer must enter the transaction code within a predetermined amount of time in order to verify the high-risk transaction request.
    Type: Application
    Filed: June 13, 2011
    Publication date: December 15, 2011
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins
  • Patent number: 8032453
    Abstract: A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity on one or more of their financial accounts. Alternatively, or in addition thereto, the notification system may be used to forward transaction code(s) to customers for verification of a request for high risk transaction(s) with respect to a customer's financial account. The transaction code is generated in response to a high risk transaction request and sent to through an identified customer notification means, e.g., e-mail, short message service (“SMS”), facsimile, mobile phone, telephone, etc. The customer must enter the transaction code within a predetermined amount of time in order to verify the high-risk transaction request.
    Type: Grant
    Filed: April 3, 2006
    Date of Patent: October 4, 2011
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins
  • Publication number: 20070174448
    Abstract: A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity on one or more of their financial accounts. Alternatively, or in addition thereto, the notification system may be used to forward transaction code(s) to customers for verification of a request for high risk transaction(s) with respect to a customer's financial account. The transaction code is generated in response to a high risk transaction request and sent to through an identified customer notification means, e.g., e-mail, short message service (“SMS”), facsimile, mobile phone, telephone, etc. The customer must enter the transaction code within a predetermined amount of time in order to verify the high-risk transaction request.
    Type: Application
    Filed: April 3, 2006
    Publication date: July 26, 2007
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins
  • Publication number: 20020013711
    Abstract: A standalone notification system, including a notification server which generates electronic messages to registered customers upon their request or upon a host business request. The customer provides the system with his/her messaging identification (“ID”), e.g. e-mail address, GSM (global system for mobile communications) or other mobile phone numbers that are able to accept, e.g., short message service (“SMS”) messages, facsimile number, and/or telephone number. Customers can register with the host notification server without having any relationship, banking or otherwise, with the host. Customers can choose between different notification channels such as e-mail, SMS message, fax or pager.
    Type: Application
    Filed: April 12, 2001
    Publication date: January 31, 2002
    Inventors: Arun Ahuja, Ramadurai Vaidyanathan, Anand Tata, Grigor Markarian, Joe Pan, Peter Tompkins