Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for managing and processing receipt information including identifying a user associated with a transaction; receiving a receipt for the transaction from a merchant system or a payment source used to fund the transaction; logging the receipt in a database associated with the user; providing an acknowledgement to an entity associated with the transaction and providing a notification of the transaction to a device associated with the user.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment authorization request relating to a transaction purported to be by the user and including the payment source identifier is received. Using the payment source identifier, the identity of the user and the authenticating device is retrieved. A communication is provided to the user including transaction information. The message is delivered to the user at the authenticating device. The method also includes receiving (and subsequently forwarding) either a payment authorization or a payment repudiation responsive to the communication from the user by way of the authenticating device.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment authorization request relating to a transaction purported to be by the user and including the payment source identifier is received. Using the payment source identifier, the identity of the user and the authenticating device is retrieved. A communication is provided to the user including transaction information. The message is delivered to the user at the authenticating device. The method also includes receiving (and subsequently forwarding) either a payment authorization or a payment repudiation responsive to the communication from the user by way of the authenticating device.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for managing and processing receipt information including identifying a user associated with a transaction; receiving a receipt for the transaction from a merchant system or a payment source used to fund the transaction; logging the receipt in a database associated with the user; providing an acknowledgement to an entity associated with the transaction and providing a notification of the transaction to a device associated with the user.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment authorization request relating to a transaction purported to be by the user and including the payment source identifier is received. Using the payment source identifier, the identity of the user and the authenticating device is retrieved. A communication is provided to the user including transaction information. The message is delivered to the user at the authenticating device. The method also includes receiving (and subsequently forwarding) either a payment authorization or a payment repudiation responsive to the communication from the user by way of the authenticating device.

Abstract: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment authorization request relating to a transaction purported to be by the user and including the payment source identifier is received. Using the payment source identifier, the identity of the user and the authenticating device is retrieved. A communication is provided to the user including transaction information. The message is delivered to the user at the authenticating device. The method also includes receiving (and subsequently forwarding) either a payment authorization or a payment repudiation responsive to the communication from the user by way of the authenticating device.

Abstract: A bandwidth divider and method for allocating bandwidth between a plurality of packet processors. The bandwidth divider includes a plurality of counters for measuring the bandwidth of data packets transferred from the bandwidth divider to a respective packet processor; and a controller for analyzing the plurality of counters and transferring a data packet to a selected packet processor based on the contents of the counters. The method monitors the bandwidth consumed by the packet processors; determines, based on the bandwidth consumed by the packet processors, which packet processor has consumed the least amount of bandwidth; and allocates a next data packet to the packet processor which has consumed the least amount of bandwidth.

Abstract: A bandwidth divider and method for allocating bandwidth between a plurality of packet processors. The bandwidth divider includes a plurality of counters for measuring the bandwidth of data packets transferred from the bandwidth divider to a respective packet processor; and a controller for analyzing the plurality of counters and transferring a data packet to a selected packet processor based on the contents of the counters. The method monitors the bandwidth consumed by the packet processors; determines, based on the bandwidth consumed by the packet processors, which packet processor has consumed the least amount of bandwidth; and allocates a next data packet to the packet processor which has consumed the least amount of bandwidth.

Abstract: A bandwidth divider and method for allocating bandwidth between a plurality of packet processors. The bandwidth divider includes a plurality of counters for measuring the bandwidth of data packets transferred from the bandwidth divider to a respective packet processor; and a controller for analyzing the plurality of counters and transferring a data packet to a selected packet processor based on the contents of the counters. The method monitors the bandwidth consumed by the packet processors; determines, based on the bandwidth consumed by the packet processors, which packet processor has consumed the least amount of bandwidth; and allocates a next data packet to the packet processor which has consumed the least amount of bandwidth.