Patents by Inventor Ramesh Gururaja
Ramesh Gururaja has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240355179Abstract: An automated teller machine (“ATM”) receives, from a user computing device via a first wireless communication session, a unique transaction identifier (“UTN”). The ATM transmits the UTN to a bank computing system via a network. The ATM receives, from the bank computing system responsive to transmitting the UTN, transaction details and a first security code associated with the UTN. The ATM receives, from the user computing device via a second wireless communication session, a second security code. Responsive to determining that the first security code matches the second security code, the ATM processes a transaction in accordance with the transaction details.Type: ApplicationFiled: July 2, 2024Publication date: October 24, 2024Applicant: WELLS FARGO BANK, N.A.Inventors: Ramesh Babu, Naveen Gururaja Yeri, Ashutosh Verma, Shitiz Gupta, Divakar Vijayan, Manpreet Singh, Vinothkumar Venkataraman, Nihar Swain
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Patent number: 12056991Abstract: An automated teller machine (“ATM”) receives, from a user computing device via a first wireless communication session, a unique transaction identifier (“UTN”). The ATM transmits the UTN to a bank computing system via a network. The ATM receives, from the bank computing system responsive to transmitting the UTN, transaction details and a first security code associated with the UTN. The ATM receives, from the user computing device via a second wireless communication session, a second security code. Responsive to determining that the first security code matches the second security code, the ATM processes a transaction in accordance with the transaction details.Type: GrantFiled: March 29, 2022Date of Patent: August 6, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Ramesh Babu, Naveen Gururaja Yeri, Ashutosh Verma, Shitiz Gupta, Divakar Vijayan, Manpreet Singh, Vinothkumar Venkataraman, Nihar Swain
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Patent number: 12041198Abstract: A voice communications computer system (“VCCS”) receives a ring signal from a call device having unverified device identification data. The VCCS identifies an audible frequency component and an electronic frequency component of the ring signal. The VCCS identifies a device identification characteristic or a geographic location characteristic based on the audible or electronic frequency components, and identifies a stored identification characteristic associated with the device identification data. Based on a comparison of the stored identification characteristic with the device identification characteristic or geographic location characteristic, the VCCS generates fraud estimation data. In some cases, the VCCS generates call status data based on the fraud estimation data. The VCCS provides the fraud estimation data or the call status data to a user interface device, which is configured to display data or perform a call action for a call associated with the ring signal.Type: GrantFiled: May 23, 2023Date of Patent: July 16, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Ashutosh Verma, Naveen Gururaja Yeri, Shitiz Gupta, Divakar Vijayan, Manpreet Singh, Vinoth Venkataraman, Ramesh Babu, Nihar Swain
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Publication number: 20140310715Abstract: Concepts and technologies are described herein for modeling and consuming business policy rules. A policy server executes a policy application for modeling and storing the business policy rules. The business policy rules are modeled and stored in a data storage device according to an extensible policy framework architecture that can be tailored by administrators or other entities to support business-specific needs and/or operations. The modeled business policy rules can be used to support enforcement of business policy rules against various business operations, as well as allowing histories and/or other audits of business policy rules to be completed based upon information stored as the business policy rules.Type: ApplicationFiled: April 3, 2014Publication date: October 16, 2014Applicant: Microsoft CorporationInventors: Ramesh Gururaja, Ehab Sobhy, Arthur Reginald Greef
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Patent number: 8726286Abstract: Concepts and technologies are described herein for modeling and consuming business policy rules. A policy server executes a policy application for modeling and storing the business policy rules. The business policy rules are modeled and stored in a data storage device according to an extensible policy framework architecture that can be tailored by administrators or other entities to support business-specific needs and/or operations. The modeled business policy rules can be used to support enforcement of business policy rules against various business operations, as well as allowing histories and/or other audits of business policy rules to be completed based upon information stored as the business policy rules.Type: GrantFiled: May 13, 2011Date of Patent: May 13, 2014Assignee: Microsoft CorporationInventors: Ramesh Gururaja, Ehab Sobhy, Arthur Reginald Greef
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Publication number: 20130246113Abstract: A deliverable is defined in terms presented for customer approval of a project. Tasks to be performed on the project are mapped to the deliverables so performance metrics and progress reports can be generated on a per-deliverable basis.Type: ApplicationFiled: August 1, 2012Publication date: September 19, 2013Applicant: Microsoft CorporationInventors: Rupa Mantravadi, Sunil Garg, Ramesh Gururaja, Jeff D. Comstock, Julianne Prekaski, Brian L. Welcker
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Publication number: 20130246112Abstract: A deliverable is defined in terms presented for external or customer approval of a project. Internal tasks to be performed on the project are mapped to the deliverables so progress on both internal tasks and commitments on the deliverables can be viewed from a single display.Type: ApplicationFiled: July 31, 2012Publication date: September 19, 2013Applicant: Microsoft CorporationInventors: Jeff D. Comstock, Julianne Prekaski, Rupa Mantravadi, Ramesh Gururaja
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Publication number: 20130024246Abstract: A modeling application enables consistency among business applications and among business application processes by providing internal control rules for the business applications according to an organization model. The modeling application may model the organization by structuring the organization types within the modeled organization and providing the internal control rules for deployed business applications to comply with the organization model. The internal control rules define application semantics, properties, and policies for the business applications to provide consistent functionality across the organization.Type: ApplicationFiled: July 18, 2011Publication date: January 24, 2013Applicant: MICROSOFT CORPORATIONInventors: Madan Natu, Balachandran Atur, Arthur Greef, Srinivasan Parthasarathy, Tao Wang, Ramesh Gururaja, Vijay Kurup, Sukumar Rathnam, Angel Saenz-Badillos
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Publication number: 20120303401Abstract: Enterprise systems, methods and computer program products are disclosed for facilitating a flexible assignment of tasks to work item queues according to assignment rules and conditions for a business document. The system comprises associating an application object server response to a client workflow form or control, associating an expression to an assignment rule or condition with the work item queue and creating a default work item queue for an expression or series of ordered expressions that do not evaluate true. During runtime, the flexible workflow task assignment process evaluates the sequence of ordered expressions for a given work item queue until no next expression is to be evaluated and assigning the task to the default work item queue.Type: ApplicationFiled: May 27, 2011Publication date: November 29, 2012Applicant: MICROSOFT CORPORATIONInventors: Karl E. Tolgu, Babak Nakhayi Ashtiani, Ramesh Gururaja, Anthony F. Bernard, Josh Honeyman, Sukumar Rathnam
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Publication number: 20120260253Abstract: Concepts and technologies are described herein for modeling and consuming business policy rules. A policy server executes a policy application for modeling and storing the business policy rules. The business policy rules are modeled and stored in a data storage device according to an extensible policy framework architecture that can be tailored by administrators or other entities to support business-specific needs and/or operations. The modeled business policy rules can be used to support enforcement of business policy rules against various business operations, as well as allowing histories and/or other audits of business policy rules to be completed based upon information stored as the business policy rules.Type: ApplicationFiled: May 13, 2011Publication date: October 11, 2012Applicant: Microsoft CorporationInventors: Ramesh Gururaja, Ehab Sobhy, Arthur Reginald Greef
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Patent number: D785030Type: GrantFiled: September 14, 2015Date of Patent: April 25, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D785031Type: GrantFiled: September 14, 2015Date of Patent: April 25, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D785032Type: GrantFiled: September 14, 2015Date of Patent: April 25, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D785033Type: GrantFiled: September 14, 2015Date of Patent: April 25, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D785034Type: GrantFiled: September 14, 2015Date of Patent: April 25, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D798330Type: GrantFiled: March 8, 2017Date of Patent: September 26, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D798897Type: GrantFiled: March 8, 2017Date of Patent: October 3, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D803863Type: GrantFiled: March 8, 2017Date of Patent: November 28, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja
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Patent number: D803864Type: GrantFiled: March 8, 2017Date of Patent: November 28, 2017Assignee: Microsoft CorporationInventors: Sanjay Krupakar Bhat, Saumitra Agarwal, Bijoy Raveendran, Mogileswara Rao Garimidi, Ramesh Gururaja