Patents by Inventor Ramesh Vishnubhatla

Ramesh Vishnubhatla has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Application and processes for the review and adjustment of the full lifecycle of consumer finances
    Publication number: 20050027633
    Abstract: A network based system to facilitate managing a consumer's financial development. This network based system includes at least one computer system operable to execute a consumer module, a communication module, a lead sourcing module, a creditor module, a financial processing module, and a counselor module. A number of databases such as a consumer database, creditor database, and lead database operably couple to the network based computer. Consumers, counselors and creditors may interact with one another through web-based user interfaces presented by modules executed on the network based computer.
    Type: Application
    Filed: June 25, 2004
    Publication date: February 3, 2005
    Inventors: Joey Fortuna, Michael Kiefer, Philip Shen, Ramesh Vishnubhatla, David Mashburn, George Fortuna