Abstract: A provider computing system includes one or more processing circuits including one or more processors coupled to one or more memory devices having instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to determine a user track for a user using one or more machine learning models. The instructions further cause the one or more processors to identify one or more features to provide to the user based on the user track. The instructions further cause the one or more processors to generate a user interface including the one or more features. The instructions further cause the one or more processors to cause the user interface to be displayed to the user.

Abstract: A provider computing system includes one or more processing circuits including one or more processors coupled to one or more memory devices having instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to determine a user track for a user based on one or more of a user track selection received from a user device associated with the user or user information of the user. The instructions further cause the one or more processors to identify one or more features to provide to the user based on the user track. The instructions further cause the one or more processors to generate a user interface corresponding to the user track, the user interface including the one or more features. The instructions further cause the one or more processors to cause the user interface to be displayed to the user.

Abstract: A system includes a processing circuit configured to receive transaction data of a person. The transaction data relates to a transaction associated with a category. The processing circuit is further configured to determine proximity parameters of the person. The proximity parameters correspond to a proximity to at least one merchant belonging to the category. The processing circuit is further configured to receive property data relating to real estate properties. The processing circuit is further configured to model the property data with the proximity parameters to generate property match data for the person. The property match data corresponds to at least one of the real estate properties that include the proximity to the at least one merchant belonging to the category associated with the transaction. The processing circuit is further configured to generate and provide, to a user device, an interface corresponding to the property match data.

Abstract: A system includes a processing circuit configured to receive a request associated with an offer. The processing circuit is further configured to determine a category of the offer. The processing circuit is further configured to model the category with the offer to generate a first amount corresponding to a first transaction instrument and a second amount corresponding to a second transaction instrument for the offer. The processing circuit is further configured to generate and provide an interface corresponding to the first amount and the second amount. The processing circuit is further configured to receive a transaction request corresponding to the first transaction instrument or the second transaction instrument. The processing circuit is further configured to authorize the transaction request for either the first amount or the second amount based on the transaction request corresponding to the first transaction instrument or the second transaction instrument.

Abstract: A provider computing system includes one or more processing circuits including one or more processors coupled to one or more memory devices having instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to determine a user track for a user based on one or more of a user track selection received from a user device associated with the user or user information of the user. The instructions further cause the one or more processors to identify one or more features to provide to the user based on the user track. The instructions further cause the one or more processors to generate a user interface corresponding to the user track, the user interface including the one or more features. The instructions further cause the one or more processors to cause the user interface to be displayed to the user.