Abstract: A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a payment amount sent by a payor device operating independently of the computer server system, determining a payment amount associated with the text message and debiting a payor account for an amount corresponding to the amount of the payment request, and crediting an account of a payee that is independent of the computer server system.

Abstract: Methods and apparatus, including computer program products, implementing and using techniques for providing feedback with respect to a web page. A web page is displayed to a user in a web browser. The web page includes one or more page elements. An annotation mode is entered for the web page. The annotation mode enables the user to select and provide feedback pertaining to individual page elements on the web page. A user selection of one or more page elements on the web page is received. A marked-up web page is displayed to the user. The marked-up web page includes the one or more page elements selected by the user. Detailed information about the web page and a current state of the web page is automatically gathered. Feedback for the selected one or more page elements is received from the user. The user feedback and gathered detailed information is sent to one or more recipients.

Abstract: A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a payment amount sent by a payor device operating independently of the computer server system, determining a payment amount associated with the text message and debiting a payor account for an amount corresponding to the amount of the payment request, and crediting an account of a payee that is independent of the computer server system.

Abstract: The present invention relates to embedding metadata with user interface messages. One method embodiment includes: encoding the metadata into a sequence of non-displayable characters; combining the displayable data and the sequence of non-displayable characters; and sending the combined displayable data and sequence of non-displayable characters to a client for display. In examples, the displayable characters may be displayable Unicode characters, and the non-displayable characters may be non-displayable Unicode characters, such as the left-to-right mark (0x200E) and the right-to-left mark (0x200F).

Abstract: The present invention relates to embedding metadata with user interface messages. One method embodiment includes: encoding the metadata into a sequence of non-displayable characters; combining the displayable data and the sequence of non-displayable characters; and sending the combined displayable data and sequence of non-displayable characters to a client for display. In examples, the displayable characters may be displayable Unicode characters, and the non-displayable characters may be non-displayable Unicode characters, such as the left-to-right mark (0x200E) and the right-to-left mark (0x200F).

Abstract: A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor containing a payment request representing a payment amount sent by a payor device operating independently of the computer server system, determining a payment amount associated with the text message and debiting a payor account for an amount corresponding to the amount of the payment request, and crediting an account of a payee that is independent of the computer server system.