Patents by Inventor Randall A. Snyder

Randall A. Snyder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11797997
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Grant
    Filed: March 8, 2022
    Date of Patent: October 24, 2023
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Patent number: 11405781
    Abstract: An automated system and method for authenticating entities or individuals attempting to access a computer application, network, system or device using a wireless device is provided. The system employs one or more short-range wireless interfaces (e.g. BLUETOOTH or Wi-Fi) or long-range wireless interfaces (e.g. cellular or WiMAX) to detect the presence or location of the wireless device and it's proximity to the secure system to be accessed. The wireless device incorporates a unique identifier and secure authentication key information associated with the user of the wireless device. An authentication result is generated and may be used for a variety of applications. The application may process the result and determine the degree of access for which the entity or individual is allowed.
    Type: Grant
    Filed: September 12, 2019
    Date of Patent: August 2, 2022
    Assignee: Visa International Service Association
    Inventors: Charles L. Dennis, Randall A. Snyder, Michael F. Buhrmann, Patrick J. Boyle
  • Publication number: 20220188831
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Application
    Filed: March 8, 2022
    Publication date: June 16, 2022
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Patent number: 11301855
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Grant
    Filed: September 22, 2017
    Date of Patent: April 12, 2022
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Patent number: 10776791
    Abstract: A method and server computer for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, data including information regarding the subscriber, the subscriber's device, and/or the subscriber's service may be statistically analyzed to reveal potential patterns that may indicate meaningful behaviors of the purported users of those devices.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: September 15, 2020
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 10669130
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of the location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location.
    Type: Grant
    Filed: November 15, 2017
    Date of Patent: June 2, 2020
    Assignee: Visa International Service Association
    Inventors: Ajay Dankar, Sunita Reddy, Michael P. Mortier, Michael F. Buhrmann, Charles L. Dennis, Randall A. Snyder
  • Patent number: 10580009
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Grant
    Filed: October 13, 2017
    Date of Patent: March 3, 2020
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter
  • Publication number: 20200008060
    Abstract: An automated system and method for authenticating entities or individuals attempting to access a computer application, network, system or device using a wireless device is provided. The system employs one or more short-range wireless interfaces (e.g. BLUETOOTH or Wi-Fi) or long-range wireless interfaces (e.g. cellular or WiMAX) to detect the presence or location of the wireless device and it's proximity to the secure system to be accessed. The wireless device incorporates a unique identifier and secure authentication key information associated with the user of the wireless device. An authentication result is generated and may be used for a variety of applications. The application may process the result and determine the degree of access for which the entity or individual is allowed.
    Type: Application
    Filed: September 12, 2019
    Publication date: January 2, 2020
    Inventors: Charles L. Dennis, Randall A. Snyder, Michael F. Buhrmann, Patrick J. Boyle
  • Publication number: 20200008058
    Abstract: A method and system for authenticating a user includes providing an invocation element capable of being activated by a single user action, receiving an indication that the invocation element has been activated, obtaining a location of a wireless device associated with the user, determining whether the wireless device is associated with an authorized user, approving the user to use the application based on a predetermined location criterion, and producing an indication that the user has been authenticated.
    Type: Application
    Filed: September 9, 2019
    Publication date: January 2, 2020
    Inventors: Charles L. Dennis, Randall A. Snyder, Patrick J. Boyle
  • Patent number: 10455419
    Abstract: An automated system and method for authenticating entities or individuals attempting to access a computer application, network, system or device using a wireless device is provided. The system employs one or more short-range wireless interfaces (e.g. BLUETOOTH or Wi-Fi) or long-range wireless interfaces (e.g. cellular or WiMAX) to detect the presence or location of the wireless device and it's proximity to the secure system to be accessed. The wireless device incorporates a unique identifier and secure authentication key information associated with the user of the wireless device. An authentication result is generated and may be used for a variety of applications. The application may process the result and determine the degree of access for which the entity or individual is allowed.
    Type: Grant
    Filed: June 13, 2017
    Date of Patent: October 22, 2019
    Assignee: Visa International Service Association
    Inventors: Charles L. Dennis, Randall A. Snyder, Michael F. Buhrmann, Patrick J. Boyle
  • Patent number: 10440572
    Abstract: A method and system for authenticating a user includes providing an invocation element capable of being activated by a single user action, receiving an indication that the invocation element has been activated, obtaining a location of a wireless device associated with the user, determining whether the wireless device is associated with an authorized user, approving the user to use the application based on a predetermined location criterion, and producing an indication that the user has been authenticated.
    Type: Grant
    Filed: September 21, 2017
    Date of Patent: October 8, 2019
    Assignee: Visa International Service Association
    Inventors: Charles L. Dennis, Randall A. Snyder, Patrick J. Boyle
  • Publication number: 20190272544
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: May 17, 2019
    Publication date: September 5, 2019
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 10354253
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Grant
    Filed: February 8, 2017
    Date of Patent: July 16, 2019
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 10117291
    Abstract: Service Access Codes (SACs) are special codes that are part of the standard North American Numbering Plan (NANP). Presented herein is a solution for which these special SACs can be used as addresses to wireless data and messaging applications without precluding their traditional use for voice calls. Accordingly, provided herein is an exemplary messaging address system and method for facilitating interaction between mobile subscribers and message-based applications. The system comprises: a communications network; and a message center system coupled to said communications network.
    Type: Grant
    Filed: July 18, 2003
    Date of Patent: October 30, 2018
    Assignee: MOBILE MESSENGER GLOBAL, INC.
    Inventors: Randall Snyder, Gerald Hewes, Boon Hwang, Michael Pirie, Eswar Priyadarshan
  • Publication number: 20180072539
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of the location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location.
    Type: Application
    Filed: November 15, 2017
    Publication date: March 15, 2018
    Inventors: Ajay Dankar, Sunita Reddy, Michael P. Mortier, Michael F. Buhrmann, Charles L. Dennis, Randall A. Snyder
  • Publication number: 20180075437
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Application
    Filed: September 22, 2017
    Publication date: March 15, 2018
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Publication number: 20180053191
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Application
    Filed: October 13, 2017
    Publication date: February 22, 2018
    Inventors: Randall A. Snyder, Thomas S. Ginter
  • Publication number: 20180014193
    Abstract: A method and system for authenticating a user includes providing an invocation element capable of being activated by a single user action, receiving an indication that the invocation element has been activated, obtaining a location of a wireless device associated with the user, determining whether the wireless device is associated with an authorized user, approving the user to use the application based on a predetermined location criterion, and producing an indication that the user has been authenticated.
    Type: Application
    Filed: September 21, 2017
    Publication date: January 11, 2018
    Inventors: Charles L. Dennis, Randall A. Snyder, Patrick J. Boyle
  • Patent number: 9848298
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of the location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location.
    Type: Grant
    Filed: July 7, 2016
    Date of Patent: December 19, 2017
    Assignee: Visa International Service Association
    Inventors: Ajay Dankar, Sunita Reddy, Michael P. Mortier, Michael F. Buhrmann, Charles L. Dennis, Randall A. Snyder
  • Patent number: 9838872
    Abstract: An automated system and method for authenticating entities or individuals attempting to access a computer application, network, system or device using a wireless device is provided. The system employs one or more short-range wireless interfaces (e.g. BLUETOOTH or Wi-Fi) or long-range wireless interfaces (e.g. cellular or WiMAX)to detect the presence or location of the wireless device and it's proximity to the secure system to be accessed. The wireless device incorporates a unique identifier and secure authentication key information associated with the user of the wireless device. An authentication result is generated and may be used for a variety of applications. The application may process the result and determine the degree of access for which the entity or individual is allowed.
    Type: Grant
    Filed: October 26, 2015
    Date of Patent: December 5, 2017
    Assignee: Visa International Service Association
    Inventors: Charles L. Dennis, Randall A Snyder, Michael F Buhrmann, Patrick J. Boyle