Patents by Inventor Randall L. Guensler

Randall L. Guensler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM, METHOD AND APPARATUS FOR SECURE IMPLEMENTATION OF REAL-TIME, REVEALED-RISK, INSURANCE PRICING AND DRIVING BEHAVIOR FEEDBACK
    Publication number: 20180218452
    Abstract: A method and system are provided for providing insurance pricing. The method includes acquiring data associated with a vehicle, a roadway, an environment, acquiring data regarding the driver, encrypting the data, transmitting the data, and determining a risk based on the data associated with the vehicle, the roadway, the environment and the driver, and determining an insurance premium price based on the risk, wherein the insurance premium price is in units of price per unit time or price per unit distance.
    Type: Application
    Filed: February 15, 2017
    Publication date: August 2, 2018
    Inventors: Randall L. Guensler, Jennifer Ogle, John J. Mackey, Robert C. McElroy, Kenneth G. Geraghty, Christopher J. Brogan