Abstract: Systems and methods are provided herein that provide for national foreclosure invention and prevention.

Abstract: The present invention comprises a cover and a compartment having an interior space. The cover is attached to the bottom edge of the compartment such that the cover can be compacted to fit substantially within the interior space of the compartment. The invention further includes a cushion attached to the compartment. The cover is configurable to substantially envelop the upper torso of a user while the user is sitting on the compartment. The present invention provides for a multi-use article that protects a user from the elements and provides a cushion for comfort while being compact, easily transportable and configurable to add aesthetically pleasing as well as functional accessories.