Patents by Inventor Randall M. Hanson
Randall M. Hanson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240127357Abstract: Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described herein are particularly useful for insurers utilizing non-referral repair shops for servicing vehicles involved in insurance claims. According to aspects of this invention, the insured may be able to select a non-referral repair shop, not delegated or preapproved by the insurer, thereby generally allowing the insured to select any available vehicle repair shop.Type: ApplicationFiled: December 27, 2023Publication date: April 18, 2024Applicant: Allstate Insurance CompanyInventors: Randall M. Hanson, James A. Ledder, Charles Ronald O'halloran
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Patent number: 11861725Abstract: Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described herein are particularly useful for insurers utilizing non-referral repair shops for servicing vehicles involved in insurance claims. According to aspects of this invention, the insured may be able to select a non-referral repair shop, not delegated or preapproved by the insurer, thereby generally allowing the insured to select any available vehicle repair shop.Type: GrantFiled: February 28, 2022Date of Patent: January 2, 2024Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, James A. Ledder, Charles Ronald O'halloran
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Publication number: 20230334571Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle state data and determines that a loss involving the vehicle has occurred. A total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle state data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: ApplicationFiled: June 16, 2023Publication date: October 19, 2023Applicant: Allstate Insurance CompanyInventors: Randall M. Hanson, Joel DeWall, Jamin Ejupi
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Patent number: 11682077Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle telematics data from a vehicle telematics device that monitors the vehicle. The total loss evaluation and handling system determines that a loss involving the vehicle has occurred, and a total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle telematics data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: GrantFiled: May 27, 2022Date of Patent: June 20, 2023Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Joel DeWall, Jamin Ejupi
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Publication number: 20230073188Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.Type: ApplicationFiled: August 30, 2016Publication date: March 9, 2023Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
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Publication number: 20230072718Abstract: Systems and methods for automatically detecting the damage that has occurred to an item and assessing the repairs needed to restore the item are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item.Type: ApplicationFiled: December 3, 2015Publication date: March 9, 2023Inventors: Anthony L. Bond, Randall M. Hanson, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
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Publication number: 20220292602Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle telematics data from a vehicle telematics device that monitors the vehicle. The total loss evaluation and handling system determines that a loss involving the vehicle has occurred, and a total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle telematics data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: ApplicationFiled: May 27, 2022Publication date: September 15, 2022Applicant: Allstate Insurance CompanyInventors: Randall M. Hanson, Joel DeWall, Jamin Ejupi
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Publication number: 20220188939Abstract: Aspects of the invention are directed to methods and systems for efficiently communicating data between an insurer and a non-referral repair shop, e.g., vehicle repair shops that are normally not preapproved by the insurer to perform the estimating and repair work. The methods and systems described herein are particularly useful for insurers utilizing non-referral repair shops for servicing vehicles involved in insurance claims. According to aspects of this invention, the insured may be able to select a non-referral repair shop, not delegated or preapproved by the insurer, thereby generally allowing the insured to select any available vehicle repair shop.Type: ApplicationFiled: February 28, 2022Publication date: June 16, 2022Applicant: Allstate Insurance CompanyInventors: Randall M. Hanson, James A. Ledder, Charles Ronald O'halloran
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Patent number: 11348175Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle telematics data from a vehicle telematics device that monitors the vehicle. The total loss evaluation and handling system determines that a loss involving the vehicle has occurred, and a total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle telematics data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: GrantFiled: April 12, 2021Date of Patent: May 31, 2022Assignee: ALLSTATE INSURANCE COMPANYInventors: Randall M. Hanson, Joel DeWall, Jamin Ejupi
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Patent number: 11037107Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.Type: GrantFiled: July 15, 2019Date of Patent: June 15, 2021Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Nicole M. Hildebrandt
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Patent number: 11017472Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle telematics data from a vehicle telematics device that monitors the vehicle. The total loss evaluation and handling system determines that a loss involving the vehicle has occurred, and a total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle telematics data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: GrantFiled: April 24, 2020Date of Patent: May 25, 2021Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Joel DeWall, Jamin Ejupi
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Patent number: 10713717Abstract: Aspects of the disclosure describe systems and methods for handling a loss involving an insured vehicle. A total loss evaluation and handling system receives vehicle telematics data from a vehicle telematics device that monitors the vehicle. The total loss evaluation and handling system determines that a loss involving the vehicle has occurred, and a total loss evaluator selects a set of total loss rules configured to determine whether the loss is a total loss. The total loss evaluator applies the total loss rules selected to the vehicle telematics data received and determines whether the loss is a total loss based on the total loss rules applied. A total loss handler obtains an estimated value of the vehicle and generates a settlement amount based on the estimated value. The total loss handler initiates a payment corresponding to the settlement amount as settlement for the total loss.Type: GrantFiled: January 22, 2015Date of Patent: July 14, 2020Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Joel T. DeWall, Jamin Ejupi
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Patent number: 10592990Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, retrieve vehicle data and vehicle occupant data from one or external servers, determine the damages or potential damages resulting from the accident, and determine one or more accident recovery options or recommendations based on the accident damages.Type: GrantFiled: August 21, 2017Date of Patent: March 17, 2020Assignee: Allstate Insurance CompanyInventor: Randall M. Hanson
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Patent number: 10360635Abstract: Aspects of the invention include methods and systems for a vehicle insurance claim management application which improves communication and streamline tasks between a vehicle repair shop and an insurance company system in three general task groups: assignment (comprising work requests, estimates/photos, and reinspections), financial management, and performance measurement. Aspects of the invention also provide interoperability with different types of estimating systems that do not necessarily follow an industry standard. This interoperability is provided through an adapter module with a claim processing system to communicate with the insurance company system and the vehicle insurance claim management application. The invention is preferably accessed by a user over a computer network such as the Internet, from a remote location such as a vehicle repair shop.Type: GrantFiled: April 13, 2015Date of Patent: July 23, 2019Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Raj Albert Upadhyaya, Srinivas Reddy Gangaram, Erika Ann Wales
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Patent number: 10354230Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.Type: GrantFiled: January 28, 2016Date of Patent: July 16, 2019Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Nicole M. Hildebrandt
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Publication number: 20170352104Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.Type: ApplicationFiled: August 26, 2016Publication date: December 7, 2017Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
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Patent number: 9773281Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, retrieve vehicle data and vehicle occupant data from one or external servers, determine the damages or potential damages resulting from the accident, and determine one or more accident recovery options or recommendations based on the accident damages.Type: GrantFiled: September 16, 2014Date of Patent: September 26, 2017Assignee: Allstate Insurance CompanyInventor: Randall M. Hanson
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Publication number: 20150221041Abstract: Aspects of the invention include methods and systems for a vehicle insurance claim management application which improves communication and streamline tasks between a vehicle repair shop and an insurance company system in three general task groups: assignment (comprising work requests, estimates/photos, and reinspections), financial management, and performance measurement. Aspects of the invention also provide interoperability with different types of estimating systems that do not necessarily follow an industry standard. This interoperability is provided through an adapter module with a claim processing system to communicate with the insurance company system and the vehicle insurance claim management application. The invention is preferably accessed by a user over a computer network such as the Internet, from a remote location such as a vehicle repair shop.Type: ApplicationFiled: April 13, 2015Publication date: August 6, 2015Inventors: Randall M. Hanson, Raj Albert Upadhyaya, Srinivas Reddy Gangaram, Erika Ann Wales
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Patent number: 8725542Abstract: Aspects of the invention include methods and systems for a vehicle insurance claim management application which improves communication and streamline tasks between a vehicle repair shop and an insurance company system in three general task groups: assignment (comprising work requests, estimates/photos, and reinspections), financial management, and performance measurement. Aspects of the invention also provide interoperability with different types of estimating systems that do not necessarily follow an industry standard. This interoperability is provided through an adapter module with a claim processing system to communicate with the insurance company system and the vehicle insurance claim management application. The invention is preferably accessed by a user over a computer network such as the Internet, from a remote location such as a vehicle repair shop.Type: GrantFiled: October 15, 2012Date of Patent: May 13, 2014Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Raj A. Upadhyaya, Srinivas Reddy Gangaram, Erika Ann Wales
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Patent number: 8694341Abstract: Aspects of the invention include methods and systems for a vehicle insurance claim management application which improves communication and streamline tasks between a vehicle repair shop and an insurance company system in three general task groups: assignment (comprising work requests, estimates/photos, and reinspections), financial management, and performance measurement. Aspects of the invention also provide interoperability with different types of estimating systems that do not necessarily follow an industry standard. This interoperability is provided through an adapter module with a claim processing system to communicate with the insurance company system and the vehicle insurance claim management application. The invention is preferably accessed by a user over a computer network such as the Internet, from a remote location such as a vehicle repair shop.Type: GrantFiled: December 28, 2012Date of Patent: April 8, 2014Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Raj A. Upadhyaya, Srinivas Reddy Gangaram, Erika Ann Wales