Abstract: A method and system for facilitating merchant operations is provided. The method includes receiving payment transaction data associated with a plurality of payment transactions. The payment transaction data includes timestamp data indicative of a time of each payment transaction. The method also includes determining a transaction count for each of a plurality of time periods of interest based on the timestamp data. Each transaction count indicates the number of transactions performed with a merchant during the respective time period of interest. The method also includes generating a transaction matrix for the merchant. The transaction matrix includes a plurality of cells, and each cell is associated with a respective time period of interest. The method also includes populating each cell of the transaction matrix with the transaction count associated with the time period of interest of the cell, and transmitting at least a portion of the transaction matrix to the merchant.

Abstract: Methods, systems, and computer readable media for determining a relational strength index between merchant entities are disclosed. In one example, the method includes applying at least one data filter to stored customer transaction data to produce relevant customer transaction data associated with a first merchant entity. The method also includes processing the relevant customer transaction data to determine a set of customers that conducted purchase transactions at both the first merchant entity and a second merchant entity and utilizing the set of customers to determine a relational strength index that represents a strength of a transactional affinity between the first merchant entity and the second merchant entity.

Abstract: Methods, systems, and computer readable media for apportioning a payment card authorization request among a plurality of issuer entities are disclosed. In one example, the method includes the method includes receiving a payment card authorization request associated with a master access card account for a specified monetary amount and apportioning the specified monetary amount into a plurality of monetary amounts in accordance with predefined allocation data associated with the master access card account. The method also includes sending a plurality of authorization requests containing the plurality of monetary amounts to a respective plurality of issuer entities.

Abstract: A computer-implemented method for validating rent data associated with a real property location is described. The method is implemented using a validation computing device in communication with a memory. The method includes receiving, at the validation computing device, rent data including a first identifier that identifies the real property location and at least a second identifier that identifies at least one merchant. The method additionally includes receiving, at the validation computing device, historical payment card transaction data associated with the at least one identified merchant, determining, based on the historical payment card transaction data, a last payment card transaction date when the at least one identified merchant was located at the real property location, and determining whether the at least one identified merchant is operating at the real property location based on the last payment card transaction date.

Abstract: A computer-implemented method for tokenless authentication of a paying consumer during a payment transaction uses a computing device having a processor and a memory. The method includes receiving a plurality of biometric data sets for a plurality of consumers. Each biometric data set includes at least a biometric image of a consumer and an associated payment account identifier. The method also includes receiving, from a first biometric input device communicatively coupled to the processor, a first biometric image of the paying consumer including an iris image. The method further includes determining a payment account associated with the paying consumer based on at least the first biometric image and the plurality of biometric data sets. The method also includes authenticating use of the payment account by the paying consumer for a payment transaction at the retail location by comparing the first biometric image to the plurality of biometric data sets.

Abstract: A computer-implemented method for evaluating pricing of real estate is implemented by a computing device coupled to a memory. The method includes storing within the memory a plurality of rental data sets wherein each rental data set is associated with a geographic region and wherein each rental data set includes actual rental payment amounts made by tenants using a payment card, receiving a rental data request associated with at least one real estate asset having a physical location, from a requestor, retrieving at least one of the rental data sets associated with a geographic region containing the physical location of the at least one real estate asset, processing the rental data set into a financial assessment associated with the at least one real estate asset, and transmitting the financial assessment to the requestor.

Abstract: Access is obtained to a database of transactions in an electronic bill payment system connecting a plurality of customers with a plurality of billers. At least some of the billers are payment card issuers. A subset of records in the database, associated with a subset of the customers in a region of interest, is identified. In the subset of records, transactions that are payments to the billers that are payment card issuers are identified. Within the transactions that are payments to the billers that are payment card issuers, a proportional amount attributable to each of a plurality of brands of payment card products is determined. The proportional amount is made available for computation.

Abstract: A method and a system are provided that include retrieving, from one or more databases, a first set of information including metadata of electronic communications of one or more entities, and retrieving, from one or more databases, a second set of information including metadata of telecom communications of the one or more entities. The method and system also include analyzing the metadata of the electronic communications and the metadata of the telecom communications to determine one or more interconnection associations of the one or more entities, and identifying activities and characteristics attributable to the one or more entities based on the one or more interconnection associations. The method and system are useful for identifying networks through metadata to prevent criminal or other unlawful activity (e.g., fraud, theft, etc.) and/or to mine for opportunities.