Abstract: A method for providing trade credit information to a user comprises storing financial information on a memory device, receiving a request from a user for trade credit information regarding a customer of the user, processing the request for trade credit information in conjunction with the stored information, generating a credit report which may include a customer credit limit, a customer credit quote, or a customer credit report, and transmitting the credit report to the user. In preferred embodiments of the invention, the user may also purchase trade credit insurance, monitor a customer account, and/or turn over an account to a collection agency for collection. Each of the embodiments may be purchased by the user as an integrated package or as stand alone modules.