Patents by Inventor Ranvirsinh Raol

Ranvirsinh Raol has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11973759
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Grant
    Filed: December 22, 2022
    Date of Patent: April 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Publication number: 20230117649
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Application
    Filed: December 22, 2022
    Publication date: April 20, 2023
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Patent number: 11558385
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Grant
    Filed: December 28, 2020
    Date of Patent: January 17, 2023
    Assignee: Capital One Services, LLC
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Publication number: 20210119998
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Application
    Filed: December 28, 2020
    Publication date: April 22, 2021
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Patent number: 10911459
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Grant
    Filed: November 5, 2019
    Date of Patent: February 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Publication number: 20210021599
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Application
    Filed: November 5, 2019
    Publication date: January 21, 2021
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi
  • Patent number: 10574657
    Abstract: Transaction authorization systems may include a transaction processor and an authorization server system. The transaction processor obtains transaction requests authorizations for those requests from the authorization server system. The transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. The authorization server system may be hosted using one or more nodes in a distributed system. Degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. Transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation.
    Type: Grant
    Filed: July 18, 2019
    Date of Patent: February 25, 2020
    Assignee: Capital One Services, LLC
    Inventors: Lavangana Govil, David J. Hicks, Harinath R. Nallabolu, Ranvirsinh Raol, Srinivas Alladi