Abstract: The disclosure herein provides system, methods, and devices for generating debit cards. A debit card system for creating a plurality of debit cards comprises a debit card printer, a batch creation engine, a payment batches database, a deposit management engine, and a distribution engine, wherein the debit card printer comprises an imprinting mechanism, a magnetic strip writer, and a computer network interface. In an embodiment, the distribution engine is further configured to initiate creation of an alternate account on behalf of a recipient related to a debit card that is not activated within a predetermined amount of time, and to transmit to a deposit processing system instructions to enable a deposit into the alternate account of funds equal to a recipient payment amount.

Abstract: A system and method for assigning a plurality of locations to individuals and for creating work schedules and routes for the individuals is disclosed. In one aspect of the invention, location data including a list of locations and location addresses is received. The location coordinates are determined from the location addresses. Next, individual data including addresses of the individuals is received, and individual coordinates are determined from the individual addresses. Next, the distances between the individual coordinates and location coordinates are determined, and the locations are assigned to the individuals based on the distances, the individual data and other predetermined criteria.