Patents by Inventor Raphik Ouahsine

Raphik Ouahsine has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Digital wallet with installments and combo-card
    Patent number: 10929839
    Abstract: A wallet services system allows a user to access his/her digital wallet during a transaction with a merchant. The merchant transmits one or more parameters and transaction information to the wallet services system that are used by the wallet services system to identify one or more wallet options available to the user for the transaction. The wallet options may include selecting one or more installment payment options for the transaction or selecting a payment account type including a combo-card payment account type.
    Type: Grant
    Filed: December 31, 2015
    Date of Patent: February 23, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Marcel Fernando Macedo, Marcelo Theodoro de Oliveira, Nili Klenoff, Jason Moritz, Raphik Ouahsine
  • SYSTEM AND METHOD FOR AUTOMATED TRANSFER TO PREVENT LOSS FROM TERMINATION OF RESOURCES
    Publication number: 20190019170
    Abstract: A method for automated transfer to prevent loss from termination of resources comprises the step of receiving, from a program manager and via an API, a resource identifier of a resource, a cessation date of the resource, and a selected cessation target. The method includes generating a transfer rule for transferring reserves associated with the resource to the cessation target on the cessation date. The transfer rule is invoked on the cessation date to transfer the reserves to the cessation target.
    Type: Application
    Filed: July 17, 2017
    Publication date: January 17, 2019
    Inventors: Javier Krysztal, Raphik Ouahsine, Matias Sevi
  • DIGITAL WALLET WITH INSTALLMENTS AND COMBO-CARD
    Publication number: 20170193497
    Abstract: A wallet services system allows a user to access his/her digital wallet during a transaction with a merchant. The merchant transmits one or more parameters and transaction information to the wallet services system that are used by the wallet services system to identify one or more wallet options available to the user for the transaction. The wallet options may include selecting one or more installment payment options for the transaction or selecting a payment account type including a combo-card payment account type.
    Type: Application
    Filed: December 31, 2015
    Publication date: July 6, 2017
    Inventors: Marcel Fernando Macedo, Marcelo Theodoro de Oliveira, Nili Klenoff, Jason Moritz, Raphik Ouahsine