Abstract: A computer-implemented method of providing payment methods for an online transaction includes: receiving an unencrypted shopper identifier credential that is associated with a specific user and is input via a checkout user interface, wherein the checkout user interface is associated with the online transaction and is displayed at a user device; in response to receiving the unencrypted shopper identifier credential, generating a first encrypted shopper identifier credential based on the unencrypted shopper identifier credential; sending a first query that includes the first encrypted shopper identifier credential to a first payment instrument manager, wherein the first query requests an indication that the first encrypted shopper identifier credential is associated with an account for the first payment instrument manager; receiving a response from the first payment instrument manager that includes the indication; and causing the checkout user interface to be modified with a selection field, wherein the selecti

Abstract: An online transaction with a merchant website is initiated and completed via a single input action by a user. An online transaction application retrieves a first portion of user credit card information from a first storage location and a second portion of the user credit card information from a second storage location, decrypts the first portion with a first decryption key and the second portion with a second decryption key, encrypts and temporarily stores the complete user credit card information, and publishes an order associated with user order information to a pub/sub message bus. In response to the order being published, a headless browser that is connected to the merchant website retrieves and decrypts the unified user credit card information; completes the merchant checkout process; and deletes, erases, or otherwise removes the temporarily stored complete credit card information.

Abstract: A computer-implemented method of providing payment methods for an online transaction includes: receiving an unencrypted shopper identifier credential that is associated with a specific user and is input via a checkout user interface, wherein the checkout user interface is associated with the online transaction and is displayed at a user device; in response to receiving the unencrypted shopper identifier credential, generating a first encrypted shopper identifier credential based on the unencrypted shopper identifier credential; sending a first query that includes the first encrypted shopper identifier credential to a first payment instrument manager, wherein the first query requests an indication that the first encrypted shopper identifier credential is associated with an account for the first payment instrument manager; receiving a response from the first payment instrument manager that includes the indication; and causing the checkout user interface to be modified with a selection field, wherein the selecti

Abstract: A computer-implemented method of providing payment methods for an online transaction includes: receiving an unencrypted shopper identifier credential that is associated with a specific user and is input via a checkout user interface, wherein the checkout user interface is associated with the online transaction and is displayed at a user device; in response to receiving the unencrypted shopper identifier credential, generating an encrypted shopper identifier credential based on the unencrypted shopper identifier credential; sending a query that includes the encrypted shopper identifier credential to an issuing bank, wherein the query requests an indication that the encrypted shopper identifier credential is associated with an account for the issuing bank; receiving a response from the issuing bank that includes the indication; and causing the checkout user interface to be modified with a selection field, wherein the selection field is associated with the issuing bank.

Abstract: A computer-implemented method of providing payment methods for an online transaction includes: receiving an unencrypted shopper identifier credential that is associated with a specific user and is input via a checkout user interface, wherein the checkout user interface is associated with the online transaction and is displayed at a user device; in response to receiving the unencrypted shopper identifier credential, generating a first encrypted shopper identifier credential based on the unencrypted shopper identifier credential; sending a first query that includes the first encrypted shopper identifier credential to a first payment instrument manager, wherein the first query requests an indication that the first encrypted shopper identifier credential is associated with an account for the first payment instrument manager; receiving a response from the first payment instrument manager that includes the indication; and causing the checkout user interface to be modified with a selection field, wherein the selecti

Abstract: An online transaction with a merchant website is initiated and completed via a single input action by a user. An online transaction application retrieves a first portion of user credit card information from a first storage location and a second portion of the user credit card information from a second storage location, decrypts the first portion with a first decryption key and the second portion with a second decryption key, encrypts and temporarily stores the complete user credit card information, and publishes an order associated with user order information to a pub/sub message bus. In response to the order being published, a headless browser that is connected to the merchant website retrieves and decrypts the unified user credit card information; completes the merchant checkout process; and deletes, erases, or otherwise removes the temporarily stored complete credit card information.

Abstract: A method for generating a template for a shoppable electronic message has been described. One example method includes receiving at a processor a static template that references item information; with the processor, identifying a first portion of code included in the static template that is associated with causing the item information to be displayed when the first portion of code is interpreted by a client application, and with the processor, generating a dynamic template by adding a second portion of code to the static template, wherein the second portion of code, when interpreted by the client application, enables an interaction functionality of the shoppable electronic message that is associated with the item information and includes an ability to receive a user input.

Abstract: An online purchase network enables an online purchase with a merchant to be modified after checkout when the online purchase is initiated via a single input action by a user and before the online purchase is processed by online merchant. Once an online checkout process for a particular purchase has been initiated with the single input action by the user, such as a mouse click or screen tap, the user is provided a time interval in which to modify information associated with the purchase before the online purchase is processed by the online merchant. Such information may include product information, personal-identifying information, credit card information, shipping information, and the like.

Abstract: An online transaction with a merchant website is initiated and completed via a single input action by a user. An online transaction application retrieves a first portion of user credit card information from a first storage location and a second portion of the user credit card information from a second storage location, decrypts the first portion with a first decryption key and the second portion with a second decryption key, encrypts and temporarily stores the complete user credit card information, and publishes an order associated with user order information to a pub/sub message bus. In response to the order being published, a headless browser that is connected to the merchant website retrieves and decrypts the unified user credit card information; completes the merchant checkout process; and deletes, erases, or otherwise removes the temporarily stored complete credit card information.