Patents by Inventor Rathakrishnan Mudaliar

Rathakrishnan Mudaliar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ELECTRONIC METHOD FOR INSTANTLY CREATING AN ACCOUNT USING A PHYSICAL CARD
    Publication number: 20220253851
    Abstract: Systems and processes are provided for instantly creating a user account based on a physical user card. The system and processes may include a computerized system for receiving personally identifiable information from a physical card of a user provided at a terminal and creating a user account based on the personally identifiable information. An authentication credential such as a personal identification number (PIN) associated with the user account may be generated and electronically delivered to the user via an electronic messaging system for verification.
    Type: Application
    Filed: April 28, 2022
    Publication date: August 11, 2022
    Inventor: Rathakrishnan Mudaliar
  • Electronic method for instantly creating an account with a service provider during point of sale
    Patent number: 11341495
    Abstract: Systems and processes are provided for instantly creating a user account with a payment service provider at a point of sale. The system and processes may include a computerized payment processing system for receiving personally identifiable information from a payment card of a customer provided at a merchant terminal and creating a user account based on the personally identifiable information. A personal identification number (PIN) associated with the user account may be generated and electronically delivered to the customer via an electronic messaging system for verification.
    Type: Grant
    Filed: February 29, 2016
    Date of Patent: May 24, 2022
    Assignee: PAYPAL, INC.
    Inventor: Rathakrishnan Mudaliar
  • ELECTRONIC METHOD FOR INSTANTLY CREATING AN ACCOUNT WITH A SERVICE PROVIDER DURING POINT OF SALE
    Publication number: 20170249638
    Abstract: Systems and processes are provided for instantly creating a user account with a payment service provider at a point of sale. The system and processes may include a computerized payment processing system for receiving personally identifiable information from a payment card of a customer provided at a merchant terminal and creating a user account based on the personally identifiable information. A personal identification number (PIN) associated with the user account may be generated and electronically delivered to the customer via an electronic messaging system for verification.
    Type: Application
    Filed: February 29, 2016
    Publication date: August 31, 2017
    Inventor: Rathakrishnan Mudaliar