Patents by Inventor Raul Armando Cordero Torres

Raul Armando Cordero Torres has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Secure electronic payment system and methods
    Patent number: 8200575
    Abstract: The invention provides a system and method for ensuring secure payment transactions. The invention provides for a chargeable and dischargeable security (CDS) system that allows users/account holders to have greater control over access to their accounts. The CDS-system may include a CDS-instrument, such as a credit or debit card that can be charged with funds located in a first account and then discharged either automatically or manually so that the potential for fraud and misuse are significantly reduced.
    Type: Grant
    Filed: October 11, 2005
    Date of Patent: June 12, 2012
    Inventors: Raul Armando Cordero Torres, Juan Carlos Sepúlveda Gonzalez de Candamo, José Andrés Mares Urrutia