Abstract: Aspects in accordance with embodiments of the invention may include a method for remotely setting, controlling, or modifying settings on a programmable communicating thermostat (PCT) in order to customize settings to a specific house and user, including steps of: receiving at a remote processor information entered into the PCT by the user; receiving at the remote processor: non-electrical information associated with the specific house or user; and energy usage data of the specific house; performing by the remote processor energy disaggregation on the energy usage data; determining by the remote processor a custom schedule for the PCT based upon the information entered by the user, the non-electrical information associated with the specific house or user, and disaggregated energy usage data; revising by the remote processor, the custom schedule for the PCT based upon additional user input or seasonal changes; providing the custom schedule for the PCT to the PCT.