Patents by Inventor Rayan Antonios

Rayan Antonios has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • LOYALTY REWARDS EXCHANGE SYSTEMS AND METHODS
    Publication number: 20260203786
    Abstract: In some examples, a method is included for converting and exchanging loyalty points. The method includes generating, by a computing system, records including relationship information linking a credit card of a credit card issuer to loyalty rewards program entities. The method includes converting card issuer points of the issuer to loyalty rewards program points of one loyalty rewards program entity of the program entities according to a point conversion rule. The loyalty rewards program points can be issued by the one loyalty rewards program entity to a corresponding loyalty rewards program account of a cardholder of the card after the conversion and according to the conversion rule. And, the conversion of the card issuer points to the loyalty rewards program points can include a two-step conversion including converting the card issuer points to intermediate points and then converting the intermediate points to the loyalty rewards program points.
    Type: Application
    Filed: March 10, 2026
    Publication date: July 16, 2026
    Inventors: Rawad Rifai, Rayan Antonios, William Awad
  • Loyalty rewards exchange systems and methods
    Patent number: 12597048
    Abstract: In some examples, a method is included for converting and exchanging loyalty points. The method includes generating, by a computing system, records that include relationship information linking a credit card of a credit card issuer to loyalty rewards program entities. The method includes converting card issuer points of the issuer to loyalty rewards program points of one loyalty rewards program entity of the program entities according to a point conversion rule. The loyalty rewards program points can be issued by the one loyalty rewards program entity to a corresponding loyalty rewards program account of a cardholder of the card after the conversion and according to the point conversion rule. And, the conversion of the card issuer points to the loyalty rewards program points can include a two-step conversion including converting the card issuer points to intermediate points and then converting the intermediate points to the loyalty rewards program points.
    Type: Grant
    Filed: May 6, 2024
    Date of Patent: April 7, 2026
    Assignee: Cosmopoints Loyalty Tech Ltd
    Inventors: Rawad Rifai, Rayan Antonios, William Awad
  • LOYALTY REWARDS EXCHANGE SYSTEMS AND METHODS
    Publication number: 20250342497
    Abstract: In some examples, a method is included for converting and exchanging loyalty points. The method includes generating, by a computing system, records that include relationship information linking a credit card of a credit card issuer to loyalty rewards program entities. The method includes converting card issuer points of the issuer to loyalty rewards program points of one loyalty rewards program entity of the program entities according to a point conversion rule. The loyalty rewards program points can be issued by the one loyalty rewards program entity to a corresponding loyalty rewards program account of a cardholder of the card after the conversion and according to the point conversion rule. And, the conversion of the card issuer points to the loyalty rewards program points can include a two-step conversion including converting the card issuer points to intermediate points and then converting the intermediate points to the loyalty rewards program points.
    Type: Application
    Filed: May 6, 2024
    Publication date: November 6, 2025
    Inventors: Rawad Rifai, Rayan Antonios, William Awad