Patents by Inventor Raymond A. LeClair

Raymond A. LeClair has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR STRUCTURING A MORTGAGE
    Publication number: 20120233047
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Application
    Filed: May 18, 2012
    Publication date: September 13, 2012
    Applicant: Crew Financial LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Method and system for structuring a mortgage
    Patent number: 8185456
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Grant
    Filed: May 24, 2006
    Date of Patent: May 22, 2012
    Assignee: Crew Financial LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Method and system for structuring a mortgage
    Publication number: 20070288354
    Abstract: Methods and systems are configured to structure a collateralized loan such that a borrower's future income is factored into the determination of payment amounts due to a lender. The methods and systems disclosed herein provide benefits to both lenders and borrowers and, regarding real estate purchases, may expand the pool of buyers that qualify for certain mortgage amounts.
    Type: Application
    Filed: May 24, 2006
    Publication date: December 13, 2007
    Applicant: Crew Financial, LLC
    Inventors: Raymond A. LeClair, Henry Evan C. Schulman
  • Visualization of asset information
    Publication number: 20020152150
    Abstract: Visualization techniques enable information associated with assets to be easily visualized and understood.
    Type: Application
    Filed: April 17, 2001
    Publication date: October 17, 2002
    Inventors: Lisette Cooper, Philip Cooper, Benjamin Shectman, Raymond LeClair, Stewart Myers, Yongxiang Li