Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: A method of prompting a user includes receiving transaction information from an account associated with the user and determining a financial situation that may motivate the user to take a financial action. The method also includes, in response to determining the financial situation, presenting to the user a prompt displaying a tangible item having an associated monetary value. The tangible item is associated with a transaction in which the user has engaged. The method further includes suggesting the user take the financial action related to the tangible item. The financial action could include requesting the monetary value be transferred to a financial account. Presenting the prompt could include presenting multiple tangible items each having a different associated monetary value. The method may also include updating the monetary values based on which of the monetary values associated with the tangible items is requested to be transferred into the financial account.

Abstract: A method for automatically allocating funds between financial systems includes receiving a weighting preference between multiple variables and determining an allocation scheme according to the weighting preference. The method also includes receiving funds and apportioning the received funds between multiple financial transactions associated with the variables according to allocation scheme. The method further includes requesting distribution of the received funds between the financial transactions in accordance with the apportioning. Receiving the weighting preference may include receiving a request for a weighting between the variables, generating a field having a polygon having vertices representing the variables, and receiving an input within the field, where the input corresponds to a selection point.

Abstract: A method for prompting a user includes determining a threshold value for a defined time period and determining if the user has received funds in excess of the threshold value within the time period. The method also include, in response to determining that the user has received the funds in excess of the threshold value within the time period, prompting the user to deposit at least part of the funds in excess of the threshold value into an account. The method may further include receiving transaction information from the account or another account associated with the user. Determining the threshold value may include creating a statistical model of total transaction value for a time period analogous with the defined time period based on historical transaction information and selecting a value within norms of the statistical model as the threshold value.

Abstract: A method for receiving information via a short message service (SMS) type interface includes determining an input variable and generating an SMS-type prompt including a query for an input of a value corresponding to the input variable. The method also includes transmitting the generated SMS-type prompt to a remote device, receiving a value responsive to the requested input variable, and storing the received value in a memory. The input variable could be bounded and could be presented in an unbounded structure or context in the SMS-type prompt. Generating the SMS-type prompt could include generating a text paragraph having multiple variable fields, where each of the variable fields is configured to receive a value and display an output variable at different times and the variable fields are linked with each other through one or more calculations.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.