Abstract: A personal accessory includes an outer cover and a pocket disposed within the body and accessible through an aperture through the outer cover. A holder includes a peripheral frame defining at least one window for receiving and holding a substantially flat object, the holder adapted to be inserted into and extracted from the pocket. A tether has a first end attached to the body at a point within the pocket and a second end attached to the holder, the holder rotatable around the second end of the tether when the holder is substantially extracted from the pocket. A quick release mechanism is selectively provided within selected pockets of the personal accessory and includes a corresponding plurality of pocket liners attached to a rigid sheet. Manual force applied to the rigid sheet forces substantially flat objects within the selected pockets outward from those pockets for rapid access and extraction.