Abstract: A method for verifying origin of request for payments may include a financial institution computer program: receiving a request for a payment URL from a merchant, the payment URL provided for a transaction with a customer; generating the payment URL, wherein the payment URL comprises a pointer to a network location for the financial institution; providing the payment URL to a customer electronic device; receiving, from the customer electronic device and at a browsed URL, a stored or pinned certificate of domain for the payment URL; (5) comparing the stored or pinned certificate of domain for the payment URL to a certificate of domain for the browsed URL; presenting a payment page in response to a match; and returning an error in response to a mismatch.

Abstract: An embodiment of the present invention is directed to providing third party certificate management for native mobile apps or IoT apps. An embodiment of the present invention is directed to performing vendor certificate pinning for trusted communications in native mobile apps without having to control vendor certificate lifecycle management. With an embodiment of the present invention, downloaded certificates may be protected by encryption, anti-tampering protection, etc.